topic Re: Experian vs. Truecredit score in General Credit Topics

Experian vs. Truecredit score

Anonymous — Mon, 11 May 2009 23:11:15 GMT

Its impossible that experian score is different then show on truecredit? I have been using truecredit.com for almost 2 years now and my experian show on Truecredit is high 500 however i just sign up today with experian and my score show mid 600. Is this possible?

Thanks

Re: Experian vs. Truecredit score

BungalowMo — Mon, 11 May 2009 23:19:45 GMT

Both are BOGUS scores.

FICO scores are the only ones that count.

Re: Experian vs. Truecredit score

Anonymous — Mon, 11 May 2009 23:40:34 GMT

yeah but but there are almost 60points differ...dont know why.

Re: Experian vs. Truecredit score

BungalowMo — Mon, 11 May 2009 23:42:12 GMT

They both use their own scale/formula to come up with a score/number. But like I said, those don't matter because no one uses them anyway.

Re: Experian vs. Truecredit score

MsKiwi — Tue, 12 May 2009 02:59:30 GMT

@Anonymous wrote:
Hi

Its impossible that experian score is different then show on truecredit? I have been using truecredit.com for almost 2 years now and my experian show on Truecredit is high 500 however i just sign up today with experian and my score show mid 600. Is this possible?

Thanks

The scores you received are referred to as FAKO scores and there is no rhyme or reason to how the agencies come up with these and rarely are they a reflection of your actual FICO score. What you want is your true FICO scores and you can only get those here on this site (except you can get your true EQ score from their site)

Almost all lenders look at your FICO scores and those can be higher or lower than FAKO scores. True credit and other monitoring sites are good to keep track of anything that comes up on your credit reports but don't count on the scores for anything.

Re: Experian vs. Truecredit score

Anonymous — Tue, 12 May 2009 03:17:26 GMT

no experian on FICO? i was about to order however i only see TU and EQ

Re: Experian vs. Truecredit score

MsKiwi — Tue, 12 May 2009 03:31:04 GMT

@Anonymous wrote:
no experian on FICO? i was about to order however i only see TU and EQ

No Experian Fico score can be bought anymore. Only lenders are privy to this info. You can still get your EX credit report so you can check that for errors and such. Experian decided to not allow consumers to be able to buy their EX fico score in Feb of this year. Any Experian score you can get will be a FAKO.

Even though you can't see your EX score anymore, it's a good idea to have your true FICO TU and EQ score so you have an idea of where you stand and be sure to pull your 3 free credit reports as these are more complete than what you get when you order your fico scores and the credit reports that come with them , especially when it comes to medical and judgment issues on your reports.