topic Re: Free CR: Online vs. Mail-In in General Credit Topics

Free CR: Online vs. Mail-In

Underh20 — Mon, 08 Jun 2009 13:00:56 GMT

I am going to obtain my free annual credit reports and have the option to get them online or via mail. I think I heard somewhere that you can only see your soft inquiries on the reports you receive from them in the mail.

Are there any differences at all in the reports you receive online vs. buy mail with the free annual credit report website?

Re: Free CR: Online vs. Mail-In

llecs — Mon, 08 Jun 2009 13:14:36 GMT

I always get mine online and see the extra stuff like soft inquiries, more payment history, better contact info, drop off dates, demographics, and so on.

Re: Free CR: Online vs. Mail-In

BungalowMo — Mon, 08 Jun 2009 14:14:14 GMT

That's weird, because my mailed copies always tell me more...

Like on EX...I get the list of dates & amts paid to a certain acct. Just to name one thing I don't get online.

Re: Free CR: Online vs. Mail-In

nothingman02 — Mon, 08 Jun 2009 14:20:11 GMT

EX would give you the dates and balances on your mail-in report. But not a whole lot else. Theres a lot more to reports which includes all the past addresses, soft inquiries, past balances carried etc etc which you only get online.

And even the dates and balances for each account which you mention, I you get them online as well. I believe I have that information for a CO account both online and on the mail-in report which I received from a dispute.