topic Negative accounts with N/A as date of first delinquency? in General Credit Topics

Negative accounts with N/A as date of first delinquency?

Anonymous — Wed, 24 Jun 2009 01:50:19 GMT

Hello

I have a Sallie Mae student loans that are paid off. DO 9/97, DR 12/07, DC 12/05 DLP 11/05, DLA 11/05 The activity description says "Paid and Closed" Date of first Delinquency say "N/A" .... I can see that it was 120 days past due on NOV 05. Can I send a godwill letter to remove this? or should I dispute it? I actually have 2 accounts like this, so I'd really like to make something happen. I'm confused as to the best action here. Thanks!

Re: Negative accounts with N/A as date of first delinquency?

llecs — Wed, 24 Jun 2009 02:28:51 GMT

DOFD won't appear if the account was brought current and paid. I'd send GWs to that OC all the while awaiting for the Nov, 2012 removal date.

Re: Negative accounts with N/A as date of first delinquency?

Anonymous — Wed, 24 Jun 2009 02:31:43 GMT

Thank you! I'm going to try the GW and cross my fingers.