https://ficoforums.myfico.com/t5/General-Credit-Topics/citifinancial/m-p/19219#M13208 <DIV>I would paid it off. Try a GW for the 60 day late. </DIV> <DIV>&nbsp;</DIV> <DIV>Yes, consumer finance accounts can hurt you. &nbsp;</DIV> Sun, 17 Jun 2007 19:08:35 GMT Tuscani 2007-06-17T19:08:35Z https://ficoforums.myfico.com/t5/General-Credit-Topics/citifinancial/m-p/19168#M13171 <DIV>Hello,&nbsp; I have an account with citifinancial.&nbsp; In Aug. I decided to pay it off, but didn't pay enough.&nbsp; $6000 left $442 balance.&nbsp; Have not made any payments since.&nbsp; It shows a paid on time other than 60 days late in Aug.&nbsp; Question:&nbsp; should I leave it alone until I have used up overpayment or pay it off now?</DIV><DIV>&nbsp;</DIV><DIV>I have some other paid consumer finance companies that are all good history.&nbsp; Are they bad?&nbsp; Should I quit using them?</DIV><DIV>&nbsp;</DIV><DIV>Trying to pay down cc's&nbsp; have 80% util.</DIV><DIV>&nbsp;</DIV><DIV>Thanks for advice today and in the past.</DIV><DIV>&nbsp;</DIV> Sun, 17 Jun 2007 13:53:35 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/citifinancial/m-p/19168#M13171 Anonymous 2007-06-17T13:53:35Z https://ficoforums.myfico.com/t5/General-Credit-Topics/citifinancial/m-p/19219#M13208 <DIV>I would paid it off. Try a GW for the 60 day late. </DIV> <DIV>&nbsp;</DIV> <DIV>Yes, consumer finance accounts can hurt you. &nbsp;</DIV> Sun, 17 Jun 2007 19:08:35 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/citifinancial/m-p/19219#M13208 Tuscani 2007-06-17T19:08:35Z