topic Re: Original Creditors versus the collection Agencies in General Credit Topics

Original Creditors versus the collection Agencies

mspiggye — Fri, 24 Jul 2009 15:03:01 GMT

I have recently sent out a PFD letter to the OC on an apartment complex. This BADDIE has been turned over to a CA, which refuses to work with me on a PFD. The DOLA is August 2007. I am hoping the OC will just be willing to agree for a PFD. Is it better to go through the OC or the CA or both when attempting to do a PFD?

Also, from the information I gathered on this forum, I was able to go on PlanetFeedback to write a letter to the OC's management company to see if I could get any results. Any help or advice will be greatly appreciated.

MyFICO - EQ - 665

MyFICO - Trans- 687

FAKO - EX - 658

Re: Original Creditors versus the collection Agencies

nothingman02 — Fri, 24 Jul 2009 16:31:37 GMT

Offer the PFD to who ever if reporting.

Re: Original Creditors versus the collection Agencies

ECHOBOI4U — Sat, 25 Jul 2009 04:27:16 GMT

PL. F is great. I just got a 2006 Verizon Wireless account removed by complaining my story on there. they contacted me by phone within 24 hours.

Re: Original Creditors versus the collection Agencies

Anonymous — Sat, 25 Jul 2009 04:34:09 GMT

As long as the OC still owns the account it is alright to offer a PFD to them. At the same time request the account be pulled back from the CA.

It is always better to work with the OC than a CA.

Re: Original Creditors versus the collection Agencies

mspiggye — Sat, 25 Jul 2009 05:24:57 GMT

Thank you so much for the feedback. I was not aware I could ask the OC to pull the account back from the CA. I will continue to fight at that angle!! Thanks again.