Debt settled, Not Mine, What steps to take

Anonymous — Mon, 27 Jul 2009 16:22:21 GMT

Hello, My name is Daniel, I am in the process of starting to clean up my credit.. I have been lurking around here for a few weeks and like everything.. The one thing i cannot find, or havent seen I should say is information on my situation..

I have an account on my credit report that is listed as settled for less than the balance. The CA is Cach LLC, now I do not think this is my account and believe it to be my fathers account. He has the same name.. I have never settled an account for less.. Now what should the steps be to me getting this removed..
Do I start with a dispute to the CRA? If it comes back verified do I then dispute with the CA, or do a debt validation..

Any help would be greatly appreciated thanks to this forum I feel confident I can have great credit and not worry so much..

thanks
Dan

Re: Debt settled, Not Mine, What steps to take

Anonymous — Mon, 27 Jul 2009 16:43:13 GMT

I would start with a DV to the CA. See what happens with that.

Re: Debt settled, Not Mine, What steps to take

Math_Rocks — Mon, 27 Jul 2009 17:04:10 GMT

I know you'll get plenty of knowledgeable advice here. Just want to say welcome to the forums!

topic Debt settled, Not Mine, What steps to take in General Credit Topics

Debt settled, Not Mine, What steps to take

Re: Debt settled, Not Mine, What steps to take

Re: Debt settled, Not Mine, What steps to take