topic Credit Scores in General Credit Topics

Credit Scores

Anonymous — Tue, 28 Jul 2009 21:08:13 GMT

I have a question about my credit scores. My Equifax and My Transunion score are about th same 582 and 580 but for some reason my Experian is 482 that 100 points difference, how is that possible because they are all reporting the same items. I am really confused about this matter. Help Please !!!

Re: Credit Scores

Anonymous — Tue, 28 Jul 2009 21:33:33 GMT

Where are you getting your scores from?

Re: Credit Scores

DI — Wed, 29 Jul 2009 01:51:00 GMT

Get both your TU and EQ FICO scores from myfico.com. Get your TU FICO from transunioncs.com or EQ FICO from Equifax.com. If you didn't purchase your scores from any of those websites, you have FAKO scores. There's a possibilty your scores may be higher.

Re: Credit Scores

Anonymous — Wed, 29 Jul 2009 15:27:47 GMT

I got my score from Bank Of America Privacy assist. Is that a good source ?

Re: Credit Scores

llecs — Wed, 29 Jul 2009 16:16:43 GMT

Ezaba wrote:
I got my score from Bank Of America Privacy assist. Is that a good source ?

Those aren't FICO scores. They are non-FICO scores we call FAKO scores. Ignore the scores and advice offered there. However, it is a good place to monitor changes to your report.

Other than from a lender, DI threw out the only places where you can get your FICO scores. To add to the list, as of last February and thanes to Experian, it is impossible to pull your own EX FICO score.