topic Re: amex hilton honors... in General Credit Topics

amex hilton honors...

Anonymous — Fri, 15 Jun 2007 16:36:18 GMT

hi, i was approved for an amex delta with 2000 limit on the 11th...applied for a amex hilton honors on the 12th. the hilton honors has been "in progress" from the 12th forward....is this a good or bad sign in anyone's experience? supposed to get an email alert when they make a decision, but nothing yet.

Message Edited by dog on 06-15-2007 09:36 AM

Re: amex hilton honors...

Tuscani — Fri, 15 Jun 2007 17:29:59 GMT

No worries.. the Hilton takes longer.

Re: amex hilton honors...

Anonymous — Fri, 15 Jun 2007 17:51:41 GMT

I was instantly approved online for an Amex HH card ($2,000 CL)... but three days prior, I had been approved online for an Amex Delta card ($1,000 CL). I don't know if that prior approval helped my cause when I applied for the Hilton card.

Re: amex hilton honors...

Anonymous — Fri, 15 Jun 2007 17:52:29 GMT

Message Edited by dhoff04 on 06-15-2007 10:52 AM

Re: amex hilton honors...

Anonymous — Fri, 15 Jun 2007 21:08:31 GMT

thanks guys, i appreciate the help. these forums are superb.

Re: amex hilton honors...

Anonymous — Sat, 16 Jun 2007 13:06:27 GMT

approved! logged onto amex.com a few minutes ago and status changed to approved...don't know my cl yet, but at least i got another good solid tl that i will keep at less than 10%. grazie, tuscani.

Re: amex hilton honors...

Anonymous — Sat, 16 Jun 2007 18:56:32 GMT

Let me start by saying thank you to all those who have educated everyone on the Delta SkyMiles card. My scores are:

Ex: 625

TU: 645

EQ: 631

I have an open collection and an open CO. I was approved for the SkyMiles card with a cl of $1000, which is good for me as my highest limit is Orchard Bank @ $500.

I also tried to get the Hilton card but was declined. I am assuming it is because the CO and Collection still have a balance, but not sure. Also, it gave me 1 inq on Experian for both applications. Any suggestions on how to make my credit stronger? My last late payment was 18 months ago.

Re: amex hilton honors...

Anonymous — Sat, 16 Jun 2007 19:37:13 GMT

called amex a few mins ago and the cl on my hilton honors card is 2k! yay, amex, i love you! along with the fact that i was approved last monday for the platinum skymiles at 2k, and a dell account at 2k, i think i may be coming out of the horrible credit black hole.

i am happy to say that i have learned a good lesson on financial responsibility, after being blacklisted for so damned long. don't plan to open any other revolving accounts for now, and will not be using these new ones other than for <10% purposes.

if not for these forums, i would still be sitting around with 20% utilization on my subprime cards, getting nowhere fast, and not knowing why. not only did the new accounts drop me way below 10%, but i also got cli's on all of my subprime cards except capone. thanks guys.

Re: amex hilton honors...

MidnightVoice — Sat, 16 Jun 2007 19:39:41 GMT

dog wrote:
called amex a few mins ago and the cl on my hilton honors card is 2k! yay, amex, i love you! along with the fact that i was approved last monday for the platinum skymiles at 2k, and a dell account at 2k, i think i may be coming out of the horrible credit black hole.

i am happy to say that i have learned a good lesson on financial responsibility, after being blacklisted for so damned long. don't plan to open any other revolving accounts for now, and will not be using these new ones other than for <10% purposes.

if not for these forums, i would still be sitting around with 20% utilization on my subprime cards, getting nowhere fast, and not knowing why. not only did the new accounts drop me way below 10%, but i also got cli's on all of my subprime cards except capone. thanks guys.

Congrats.

And this IS a good place to learn, isn't it? Certainly for me.

Re: amex hilton honors...

fused — Sat, 16 Jun 2007 19:46:45 GMT

Hey watch out for dog, he nearly gave me a stroke yesterday when he said he applied for 35 cards in a matter of a few hours. Darn, I'm gullible!

Re: amex hilton honors...

Anonymous — Sat, 16 Jun 2007 19:54:51 GMT

sure is. i have used myfico/scorewatch since march of 06 and never did really understand the reasons for score changes when i got an alert or pulled a report...the only time it made sense to me was when a baddie would fall off and score would increase. i thought baddies were the only things keeping my score low. i am aiming for 700x3 within 12 months...i cant see why i wouldnt be there, considering all baddies will be bye-bye by january 08 and all of the inquiries from this past week will be a year old. when i hit 700x3, there will be a party at dog's house!

Re: amex hilton honors...

Anonymous — Sat, 16 Jun 2007 20:15:33 GMT

Dog, if you dont mind me asking what were your scores when approved for the Hilton card. I am trying to determine if I was declined becasue of scores or other factors. thanks.

Re: amex hilton honors...

Tuscani — Sat, 16 Jun 2007 21:09:00 GMT

fused111 wrote:

Hey watch out for dog, he nearly gave me a stroke yesterday when he said he applied for 35 cards in a matter of a few hours. Darn, I'm gullible!

No kidding. Imagine how I felt!

Re: amex hilton honors...

Anonymous — Sat, 16 Jun 2007 21:13:06 GMT

You guys forgot that 35 cards for a dog is only 5 cards for a human ...

Re: amex hilton honors...

Tuscani — Sat, 16 Jun 2007 21:14:42 GMT

Revike wrote:
You guys forgot that 35 cards for a dog is only 5 cards for a human ...

LOL!

PS... congrats dog!

Re: amex hilton honors...

Anonymous — Sat, 16 Jun 2007 21:47:11 GMT

now that was funny, revike! and thanks, tuscani!

premier....my scores were 590 eq, 641 tu, and 657 ex....they only pulled ex according to tc and cw...however, they pulled twice even though requests were less than 24 hours apart.

Re: amex hilton honors...

fused — Sun, 17 Jun 2007 05:35:17 GMT

Tuscani wrote:
No worries.. the Hilton takes longer.

Hey Tuscani:

Do you have an idea on the scores needed for approval on the Hilton card?

Message Edited by fused111 on 06-16-2007 07:35 PM

Re: amex hilton honors...

Tuscani — Sun, 17 Jun 2007 02:09:21 GMT

my guess is 620+

Re: amex hilton honors...

Anonymous — Sun, 17 Jun 2007 05:18:02 GMT

Tuscani, can I be pretty sure that AMEX denied my Hilton card because my CO and collection is not paid yet?

Re: amex hilton honors...

Tuscani — Sun, 17 Jun 2007 19:21:59 GMT

premierjg wrote:

Tuscani, can I be pretty sure that AMEX denied my Hilton card because my CO and collection is not paid yet?

I wouldnt't say that for sure... I have seen people with unpaid collections that are only a few months old get approved.