topic Re: FICO Scores in General Credit Topics

FICO Scores

Anonymous — Thu, 03 Sep 2009 00:55:57 GMT

Is it just me with this problem..... I've worked all my life (I'm 51 years old), credit score was always in the high 600s, I was laid off, paying mortgage (priority) and paying 3/4 of my debts on time, however unemployment does not provide very well. When I contacted my charge companies, some were very nice and so willing to work with me but 1/4 of them didn't want to hear about it so naturally my priorities were to pay first the ones who were understanding, unfortunately after these payments - there was not much left. Naturally my credit score has way dropped, with the unemployment rate and the foreclosures I know I cannot be the only one who cannot fulfill all obligations. I read 70% are in the 660 plus range. How can this be possible???

Re: FICO Scores

LIGHTNIN — Thu, 03 Sep 2009 05:55:44 GMT

I will be turning 50 in a few months. I don't understand it either. I found this graph on this site under credit education-credit scores.My fico is 671. Look at 750 -799 27% wow I worked hard to get where i am. I think luck may have something to do with it.lol

Re: FICO Scores

Anonymous — Thu, 03 Sep 2009 07:56:50 GMT

The median FICO score is 720 - half above, half below.