https://ficoforums.myfico.com/t5/General-Credit-Topics/fraud-alert/m-p/587823#M135888 <P>Today I recieved a letter from the Department of Education stating that my personal information (name, social security number and birthdate) had been compromised/lost.The letter stated that they had no reason to believe at this time that my information was being misused, just compromised.&nbsp;It recomended that I Place a fraud alet on my credit report. what are the cons to doing this? If I place a fraud alert is it going to give me trouble when applying for a mortgage or credit? Really not sure what to do..........</P> Thu, 15 Oct 2009 20:38:08 GMT Anonymous 2009-10-15T20:38:08Z https://ficoforums.myfico.com/t5/General-Credit-Topics/fraud-alert/m-p/587823#M135888 <P>Today I recieved a letter from the Department of Education stating that my personal information (name, social security number and birthdate) had been compromised/lost.The letter stated that they had no reason to believe at this time that my information was being misused, just compromised.&nbsp;It recomended that I Place a fraud alet on my credit report. what are the cons to doing this? If I place a fraud alert is it going to give me trouble when applying for a mortgage or credit? Really not sure what to do..........</P> Thu, 15 Oct 2009 20:38:08 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/fraud-alert/m-p/587823#M135888 Anonymous 2009-10-15T20:38:08Z https://ficoforums.myfico.com/t5/General-Credit-Topics/fraud-alert/m-p/589130#M136001 <P>When a fraud alert is placed on your CRs (each CRA) no one can access your CRs without your OK.</P><P>&nbsp;</P><P>DH has had one for the last 2 1/2 years and he has to notify the CRAs if he applies for any credit.</P> Mon, 19 Oct 2009 22:21:58 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/fraud-alert/m-p/589130#M136001 Anonymous 2009-10-19T22:21:58Z https://ficoforums.myfico.com/t5/General-Credit-Topics/fraud-alert/m-p/589322#M136011 What additional information is needed in order to open an account (mortgage, checking, credit cards, etc.) with a fraud alert on the CRAs? Tue, 20 Oct 2009 07:09:35 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/fraud-alert/m-p/589322#M136011 andyaycw 2009-10-20T07:09:35Z