topic Re: Total amount of inquires......... in General Credit Topics

Total amount of inquires.........

xchap — Wed, 28 Oct 2009 16:34:45 GMT

Hey guys just curious .. How many inquires do you have total from all three credit agency?

EQ EX TU

2009 2 4 3

2008 2 5 0

4 9 3 (16 total)

Fico score 746----739----768

plus

score

Message Edited by xchap on 10-28-2009 09:34 AM

Re: Total amount of inquires.........

DI — Mon, 26 Oct 2009 19:34:57 GMT

EQ 8 all recent

TU 18 only 1 recent that may be affecting my score.

EX 6 3 rencet that may be affecting my score

Re: Total amount of inquires.........

Anonymous — Tue, 27 Oct 2009 03:27:15 GMT

Hard INQ's:

Within 12 months:

EX = 1

EQ = 0

TU = 0

Total:

EX = 3

EQ = 1

TU = 1

I'm far more concerned about AAoA than INQ's.

EQ, EX = 4y 3m

TU = 4y 8m <== I am certain that those 4 months age separate me from High Achiever status.

Re: Total amount of inquires.........

Anonymous — Tue, 27 Oct 2009 03:38:56 GMT

Inq in last 12 months.

Ex = 2

Eq=0

Tu=0

Total

Ex=12

Eq=8+

Tu=8+

All this should fall off the report in next few months.

AAoA = 1.4 years

Re: Total amount of inquires.........

Anonymous — Tue, 27 Oct 2009 11:31:36 GMT

Inquiry

EX 2008=10 2009 =3 (3 affecting score goal 0 in 2yrs by 4/2011) FAKO 730)

EQ 2008 = 7 2009 = 7 (7 affecting score; goal 0 in 2yr by May 2011) FICO 718

TU 2008 = 0 2009 = 0 FICO 709

Avg acc age 8 yrs

Re: Total amount of inquires.........

FicoScore626 — Tue, 27 Oct 2009 15:02:36 GMT

The only inquiries I have are from this year.

Experian: 7

Equifax: 9

TransUnion: 4

Re: Total amount of inquires.........

fused — Tue, 27 Oct 2009 17:00:09 GMT

Hard inqs

12 months or less: EQ 0, EX 0, TU 0

> 12 months: EQ 0, EX 2, TU 0

Re: Total amount of inquires.........

Anonymous — Tue, 27 Oct 2009 20:32:19 GMT

I have five hard INQs, all on EX.

One of those is 2 months old (for new CU checking acct)

The other four all turned one year old this past week (woohoo!)

Re: Total amount of inquires.........

daisyduke — Tue, 27 Oct 2009 23:02:59 GMT

Affecting my score:

TU - 2 - Oct 09 + 1 bill collector, no longer affect Nov 23 2009

EQ - 1 April 09 credit

EX - 1 - Sept 09 credit

Tu is the only report that has several bill collectors, like maybe 5 more. All others have no additional inks other than listed above.

Soon to be more.

Re: Total amount of inquires.........

armymom — Sat, 31 Oct 2009 01:25:57 GMT

In the last 12 months

EQ-1

EX-0

TU-0

Total

EQ-9

EX-6

TU-5

Of these 9 were auto loan inq. By 02/10 only 3 will remain.

Re: Total amount of inquires.........

MarineVietVet — Sat, 31 Oct 2009 03:12:08 GMT

I have one on each of them.