https://ficoforums.myfico.com/t5/General-Credit-Topics/Score-jump-H-U-G-E/m-p/614032#M137860 My equifax went from 530-639 in 30 days! All I did was get my report, dispute things, and now the score seems to be climbing. I havent done the same woth transunion or equifax yet bc they are not free to dispute with and I don't have the extra money right now. Anyone know how to dispute with them for free? Mon, 28 Dec 2009 21:57:29 GMT Anonymous 2009-12-28T21:57:29Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Score-jump-H-U-G-E/m-p/614032#M137860 My equifax went from 530-639 in 30 days! All I did was get my report, dispute things, and now the score seems to be climbing. I havent done the same woth transunion or equifax yet bc they are not free to dispute with and I don't have the extra money right now. Anyone know how to dispute with them for free? Mon, 28 Dec 2009 21:57:29 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Score-jump-H-U-G-E/m-p/614032#M137860 Anonymous 2009-12-28T21:57:29Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Score-jump-H-U-G-E/m-p/614053#M137863 <P>You dont have to pay to file a dispute. Maybe you are talking about purchasing the credit report? You can get 1 free per year from annualcreditreport.com. Once you have the report your dispute doesnt cost anything.</P><P>&nbsp;</P><P>And Congrats on the jump.</P> Mon, 28 Dec 2009 23:01:34 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Score-jump-H-U-G-E/m-p/614053#M137863 Anonymous 2009-12-28T23:01:34Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Score-jump-H-U-G-E/m-p/618601#M138199 I thought it had to be with in 90 days old?&nbsp; I can't remember the dates that I received my 3 free reports. I need start requesting them,&nbsp; one every 4 months..Print it out and mark the date.. Sun, 10 Jan 2010 17:35:47 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Score-jump-H-U-G-E/m-p/618601#M138199 cxp2001 2010-01-10T17:35:47Z