topic Re: Clearing info? in General Credit Topics

Clearing info?

stagefoursurvivor — Mon, 18 Jan 2010 20:34:21 GMT

I recently pulled info from the 3 bureaus and find a 12 yo IRS tax lien $47K that was resolved 5 or 6 years ago still there, I have a release letter from the IRS and 2 completely erroneous auto loan/lease balances. These are impossible because I traded in the financed car when I leased the next and returned the lease one and bought a new one at the end of the lease, all Volvo finance! This is ridiculous since each one immediately followed the next. One shows reporting date of 6/08 which was 3 years AFTER I bought the latest car and turned in the lease on completion.

Any suggestions how to clear these issues?

I have contacted fico-911 and no replies.

Thanks

Message Edited by stagefoursurvivor on 01-18-2010 12:34 PM

Re: Clearing info?

IOBA — Mon, 18 Jan 2010 20:48:48 GMT

1. Tax lien -- send a copy of the release letter and ask that it be removed because the 7 yrs has past.

2. Please provide more information about the Volvo finance reporting.

Thanks!

Re: Clearing info?

stagefoursurvivor — Tue, 19 Jan 2010 01:01:13 GMT

Loan paid off 6/04, traded in 6/05 on new car paid cash, no issues when traded in.

Surrendered leased car 5/05 at end of lease, wouldn't negotiate buy price so, bought another new and paid cash.

Both loan and leased show an unpaid balance of $412 & $408, which were their respective payments. All cars came from same dealer. Never received bills and this wasn't posted to the CRA's until 6/08 according to the latest report. This simply doesn't make any sense and really pisses me off

Re: Clearing info?

stagefoursurvivor — Tue, 19 Jan 2010 21:45:20 GMT

Unbelievable, spoke to 12, maybe 15 different people. No explanation for CRA reports. Waiting to hear back from one manager who MAY be able to explain. Otherwise send written complaint to Volvo dispute dept.