topic Re: Question about inquiries? in General Credit Topics

Question about inquiries?

JagerBombs89 — Wed, 14 Apr 2010 12:56:43 GMT

I was just curious if inquiries drop off earlier than 2 years? For instance: I use the CreditCheck Monitoring (3in1) from usaa and looked over my report pulled from 02/10/2010. I had 6 inquiries that were just over a year old and 4 that were about 6 months old. When I pulled my report today, it only shows that I have 1 inquiry on my report. Is this normal?

Re: Question about inquiries?

Anonymous — Wed, 14 Apr 2010 15:53:21 GMT

I'm not sure. I looked on my Transunion report and notice all the inquires were deleted except for one. 4 of the inquiries were from Feb. and March 2010. Everything is still on Equifax and Experian.

Re: Question about inquiries?

JagerBombs89 — Thu, 15 Apr 2010 17:34:33 GMT

Any thoughts?

Re: Question about inquiries?

Anonymous — Fri, 16 Apr 2010 12:40:38 GMT

I have had inquiries drop sooner than they were supposed to. I guess it depends of the CRA.

Re: Question about inquiries?

Anonymous — Fri, 16 Apr 2010 15:29:29 GMT

Some of the CRAs have holes in their systems which lose INQs, at times. Other times, INQs will soften for no apparent reason--presumably also attributable to software holes.