topic Re: TU & EQ in General Credit Topics

TU & EQ

MidnightOwl — Thu, 29 Apr 2010 16:36:45 GMT

I disputed a chase account on both TU & EQ. It was the old WAMU account that was transferred over to chase. I only had the card since 2007 & it has a total balance of $2500 on it. Anyway, I thought I'd I give it a shot to see if I could have the account removed & bingo ! I get an alert from both TU & EQ saying the account had been removed from my file so, just to checkup on it, I logged into to both TU & EQ and it was gone ! It caught me off guard since it's only been 3 years on the report & not 7 years. I know someone is going to burst my bubble on here by saying there's a good chance it can be placed back on both CRA's but, I'm hoping it stays off so I can live in all my glory ! lol P.S. yes, the account is in bad standing obviously.

Re: TU & EQ

llecs — Thu, 29 Apr 2010 17:26:54 GMT

If unpaid, I'd keep an eye on increased collection activity and your SOL.

Re: TU & EQ

MidnightOwl — Thu, 29 Apr 2010 17:31:56 GMT

The strange thing to me is, it is already been placed in collections & that shows on my report but, why would the CRA's delete the original ( Chase ) report from the reports ? And trust me, I'm very much on top of the SOL. That's something I take very seriously.

Re: TU & EQ

llecs — Thu, 29 Apr 2010 17:34:45 GMT

Maybe it's not the CRAs that deleted. Perhaps Chase didn't feel like verifying and opted to delete instead. It happens.

Re: TU & EQ

MidnightOwl — Thu, 29 Apr 2010 17:54:45 GMT

Well, either way I'm happy as long as it stays off.