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    <title>topic 27 Points in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/27-Points/m-p/679898#M142769</link>
    <description>&lt;P&gt;Just checked my EQ. 652 to 679&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I gained 27 points by reporting 1 CC w/ a zero balance.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Also, I have Macy's and it did not affect my util.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;EQ is my lowest so i'm happy!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Happy!&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
    <pubDate>Fri, 28 May 2010 22:22:41 GMT</pubDate>
    <dc:creator>happy0510</dc:creator>
    <dc:date>2010-05-28T22:22:41Z</dc:date>
    <item>
      <title>27 Points</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/27-Points/m-p/679898#M142769</link>
      <description>&lt;P&gt;Just checked my EQ. 652 to 679&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I gained 27 points by reporting 1 CC w/ a zero balance.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Also, I have Macy's and it did not affect my util.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;EQ is my lowest so i'm happy!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Happy!&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 28 May 2010 22:22:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/27-Points/m-p/679898#M142769</guid>
      <dc:creator>happy0510</dc:creator>
      <dc:date>2010-05-28T22:22:41Z</dc:date>
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    <item>
      <title>Re: 27 Points</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/27-Points/m-p/679914#M142771</link>
      <description>&lt;P&gt;27 seems to be some kind of magic number with EQ. Everything goes up and down in 27-point increments ... &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A rel="nofollow" target="_blank" href="http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Lost-27-Points-on-EQ-FICO-for-NO-REASON/td-p/678091"&gt;http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Lost-27-Points-on-EQ-FICO-for-NO-REASON/td-p/678091&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 28 May 2010 23:42:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/27-Points/m-p/679914#M142771</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2010-05-28T23:42:55Z</dc:date>
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    <item>
      <title>Re: 27 Points</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/27-Points/m-p/679965#M142774</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;27 seems to be some kind of magic number with EQ. Everything goes up and down in 27-point increments ... &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A rel="nofollow" target="_blank" href="http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Lost-27-Points-on-EQ-FICO-for-NO-REASON/td-p/678091"&gt;http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Lost-27-Points-on-EQ-FICO-for-NO-REASON/td-p/678091&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You're right!! I remember reading this.&amp;nbsp;I knew this number sounded familar!&lt;/P&gt;&lt;P&gt;So weird though.&lt;/P&gt;</description>
      <pubDate>Sat, 29 May 2010 05:33:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/27-Points/m-p/679965#M142774</guid>
      <dc:creator>happy0510</dc:creator>
      <dc:date>2010-05-29T05:33:51Z</dc:date>
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    <item>
      <title>Re: 27 Points</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/27-Points/m-p/681227#M142886</link>
      <description>&lt;P&gt;funny I just had a 27 point increaset too. i was quite shocked to see it.&lt;/P&gt;</description>
      <pubDate>Thu, 03 Jun 2010 00:24:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/27-Points/m-p/681227#M142886</guid>
      <dc:creator>ethelrose</dc:creator>
      <dc:date>2010-06-03T00:24:48Z</dc:date>
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