topic Re: transunion question in General Credit Topics

transunion question

creditchild — Tue, 24 Aug 2010 18:20:53 GMT

hi everyone, i have a quick question, i'm signed up with fico transunion, and also truecredit(fako) my score(Trans) is 619

and tcredit is 629, i know big diffrence! ny question is if i purchase my score from transunioncs.com would it be the

same as myfico score, or would it be diffrent?

Re: transunion question

MarineVietVet — Tue, 24 Aug 2010 18:35:58 GMT

@creditchild wrote:
hi everyone, i have a quick question, i'm signed up with fico transunion, and also truecredit(fako) my score(Trans) is 619
and tcredit is 629, i know big diffrence! ny question is if i purchase my score from transunioncs.com would it be the
same as myfico score, or would it be diffrent?

It's the same version TU 98.

From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work

Re: transunion question

creditchild — Wed, 25 Aug 2010 00:35:18 GMT

hey marine, i didn't quite understand that, is myfico the same as it would be getting it at transunioncs?

Re: transunion question

RobertEG — Wed, 25 Aug 2010 05:54:50 GMT

What is "fico transunion?"

To be called a true FICO(R) TU score, it must be licensed by the scoring algorithms produced by Fair Isaac, with their reliance on the TU database.

You get those scores from Fair Isaac, through their consumer myFICO site.

If you order a score directly from TU,, it will have been produced under their own scoring algorithm, and thus cannot legally be called a FICO score.

So who is using the term "fico transunion?"

Re: transunion question

MarineVietVet — Wed, 25 Aug 2010 15:53:19 GMT

@creditchild wrote:
hey marine, i didn't quite understand that, is myfico the same as it would be getting it at transunioncs?

Sorry. Let me clarify. The TU score you can buy at myFICO is the same TU score (TU98) as you can buy at transunioncs.com.