https://ficoforums.myfico.com/t5/General-Credit-Topics/My-OWN-not-AU-EXCELLENT-CL-s-are-dropping-like-flies/m-p/20804#M14564 <DIV></DIV><DIV>5 of my OWN excellent TL's have dropped off my EQ report w/in the last 6 months or so, with 2 major ones being&nbsp;"paid as agreed" student AND&nbsp;car loans. The other's were also "paid as agreed" closed-end installment accounts.&nbsp;Granted, they were older than 7 years,&nbsp;but having&nbsp;future&nbsp;(good) TLs being wiped out concerns me because once loans like student and car loans are paid off, there's no way (that I know of) to keep them "active." This has obviously has a negative (downward) affect on my credit score. The funny thing is that these TL's&nbsp;are still being reported (thankfully) on my EX and TU files, for now. I've called EQ/creditors to try and have them put back, but to no avail. They are gone forever.&nbsp; I can't help but think&nbsp;that if this was bad info. they all would still be there...</DIV><DIV>&nbsp;</DIV><DIV>Has anyone else experienced this (yet)?</DIV> Thu, 21 Jun 2007 01:31:20 GMT Anonymous 2007-06-21T01:31:20Z https://ficoforums.myfico.com/t5/General-Credit-Topics/My-OWN-not-AU-EXCELLENT-CL-s-are-dropping-like-flies/m-p/20804#M14564 <DIV></DIV><DIV>5 of my OWN excellent TL's have dropped off my EQ report w/in the last 6 months or so, with 2 major ones being&nbsp;"paid as agreed" student AND&nbsp;car loans. The other's were also "paid as agreed" closed-end installment accounts.&nbsp;Granted, they were older than 7 years,&nbsp;but having&nbsp;future&nbsp;(good) TLs being wiped out concerns me because once loans like student and car loans are paid off, there's no way (that I know of) to keep them "active." This has obviously has a negative (downward) affect on my credit score. The funny thing is that these TL's&nbsp;are still being reported (thankfully) on my EX and TU files, for now. I've called EQ/creditors to try and have them put back, but to no avail. They are gone forever.&nbsp; I can't help but think&nbsp;that if this was bad info. they all would still be there...</DIV><DIV>&nbsp;</DIV><DIV>Has anyone else experienced this (yet)?</DIV> Thu, 21 Jun 2007 01:31:20 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/My-OWN-not-AU-EXCELLENT-CL-s-are-dropping-like-flies/m-p/20804#M14564 Anonymous 2007-06-21T01:31:20Z https://ficoforums.myfico.com/t5/General-Credit-Topics/My-OWN-not-AU-EXCELLENT-CL-s-are-dropping-like-flies/m-p/20814#M14569 <DIV>Not much you can do but try and reopen them. Closed positive TLs are only good for 10 yrs. </DIV> Thu, 21 Jun 2007 01:58:45 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/My-OWN-not-AU-EXCELLENT-CL-s-are-dropping-like-flies/m-p/20814#M14569 Tuscani 2007-06-21T01:58:45Z