topic Post Bankruptcy How Should Things Report To The CRAs in General Credit Topics https://ficoforums.myfico.com/t5/General-Credit-Topics/Post-Bankruptcy-How-Should-Things-Report-To-The-CRAs/m-p/20863#M14612 <DIV></DIV><DIV>This comes up a lot so I'll start a thread to address it.</DIV><DIV>&nbsp;</DIV><DIV>Any accounts you include in a bankruptcy, if they were late, in collections, or charge off when you <STRONG><EM>filed</EM></STRONG> for BK, then those lates, collections and charge offs can be reported as such to the CRAs. However, if there are lates reported after you filed,&nbsp;then dispute&nbsp;it as inaccurate.</DIV><DIV>&nbsp;</DIV><DIV>If you were not late, in collections, or charge off when you <STRONG><EM>filed</EM></STRONG>, then they cannot be listed that way. Has to be $0 balance, closed, IIB (Included In Bankruptcy). If it does not show that way, dispute it as inaccurate.</DIV><DIV>&nbsp;</DIV><BR /><BR />Message Edited by Noah_Bodie on <SPAN class="date_text">06-20-2007</SPAN> <SPAN class="time_text">09:56 PM</SPAN> Thu, 21 Jun 2007 04:56:51 GMT Anonymous 2007-06-21T04:56:51Z Post Bankruptcy How Should Things Report To The CRAs https://ficoforums.myfico.com/t5/General-Credit-Topics/Post-Bankruptcy-How-Should-Things-Report-To-The-CRAs/m-p/20863#M14612 <DIV></DIV><DIV>This comes up a lot so I'll start a thread to address it.</DIV><DIV>&nbsp;</DIV><DIV>Any accounts you include in a bankruptcy, if they were late, in collections, or charge off when you <STRONG><EM>filed</EM></STRONG> for BK, then those lates, collections and charge offs can be reported as such to the CRAs. However, if there are lates reported after you filed,&nbsp;then dispute&nbsp;it as inaccurate.</DIV><DIV>&nbsp;</DIV><DIV>If you were not late, in collections, or charge off when you <STRONG><EM>filed</EM></STRONG>, then they cannot be listed that way. Has to be $0 balance, closed, IIB (Included In Bankruptcy). If it does not show that way, dispute it as inaccurate.</DIV><DIV>&nbsp;</DIV><BR /><BR />Message Edited by Noah_Bodie on <SPAN class="date_text">06-20-2007</SPAN> <SPAN class="time_text">09:56 PM</SPAN> Thu, 21 Jun 2007 04:56:51 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Post-Bankruptcy-How-Should-Things-Report-To-The-CRAs/m-p/20863#M14612 Anonymous 2007-06-21T04:56:51Z