topic Re: Dave Ramsey Debt Snowball program experience? in General Credit Topics

Dave Ramsey Debt Snowball program experience?

Creditaddict — Wed, 29 Dec 2010 21:31:35 GMT

I don't know if this is new or something he has had for long time, but thought it could be really handy to have it all online in one screen vs me trying to keep a spreadsheet.

Has anyone used it and tell me if it's worth the $89 annual or $10 monthly fee.

Re: Dave Ramsey Debt Snowball program experience?

MarineVietVet — Wed, 29 Dec 2010 21:41:52 GMT

It's just my opinion but I wouldn't pay good money to do this. If you do an internet search you'll find several free online debt snowball calculators.

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Re: Dave Ramsey Debt Snowball program experience?

Creditaddict — Wed, 29 Dec 2010 23:35:30 GMT

The only reason I was looking at it, is it's a little more interactive then what I found in the past... you can move your order of debts around, input additional payments above minimum and each time you do something it gives you new total debt and new debt free date

Re: Dave Ramsey Debt Snowball program experience?

MarineVietVet — Wed, 29 Dec 2010 23:39:14 GMT

@Creditaddict wrote:
The only reason I was looking at it, is it's a little more interactive then what I found in the past... you can move your order of debts around, input additional payments above minimum and each time you do something it gives you new total debt and new debt free date

I've used one in the past that I believe does all the things you mentioned. I will PM you the link. It mght be worth looking into and it's free.

Re: Dave Ramsey Debt Snowball program experience?

Creditaddict — Wed, 29 Dec 2010 23:40:32 GMT

@MarineVietVet wrote:
@Creditaddict wrote:
The only reason I was looking at it, is it's a little more interactive then what I found in the past... you can move your order of debts around, input additional payments above minimum and each time you do something it gives you new total debt and new debt free date
I've used one in the past that I believe does all the things you mentioned. I will PM you the link. It mght be worth looking into and it's free.

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

thank you much

Re: Dave Ramsey Debt Snowball program experience?

Anonymous — Fri, 31 Dec 2010 07:03:33 GMT

marevietvet - i would very much appreciate that link if you could message me as well?

@Creditaddict wrote:

@MarineVietVet wrote:
@Creditaddict wrote:
The only reason I was looking at it, is it's a little more interactive then what I found in the past... you can move your order of debts around, input additional payments above minimum and each time you do something it gives you new total debt and new debt free date
I've used one in the past that I believe does all the things you mentioned. I will PM you the link. It mght be worth looking into and it's free.

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

thank you much

Re: Dave Ramsey Debt Snowball program experience?

MarineVietVet — Fri, 31 Dec 2010 16:57:19 GMT

@Anonymous wrote:
marevietvet - i would very much appreciate that link if you could message me as well
thank you much

No problem. Glad to do it.

Re: Dave Ramsey Debt Snowball program experience? UPDATE

Creditaddict — Fri, 14 Jan 2011 15:44:28 GMT

I took the trial and set it all up... The thing I like about it is it will automatically update each month new balances and progress based on the payments you put it... then you can go in and record any additional $ you are putting towards one of your debts one time or re-accuring monthly. It also gives you access to the Budget software which is really helpful but still can't get it to balance! lol

I'm going to keep it a couple months and then decide if its worth paying the fee over time, but right now with as many accounts as I'm juggling it's nice for a little automation

Re: Dave Ramsey Debt Snowball program experience?

bigraydaddy65 — Fri, 14 Jan 2011 17:04:50 GMT

marinevietvet- would you PM the link also? Thanks in advance. Semper Fi, brother.

Re: Dave Ramsey Debt Snowball program experience?

MarineVietVet — Fri, 14 Jan 2011 17:28:37 GMT

@bigraydaddy65 wrote:
marinevietvet- would you PM the link also? Thanks in advance. Semper Fi, brother.

No problem. I hope it works for you.

Semper Fi

Re: Dave Ramsey Debt Snowball program experience?

Anonymous — Fri, 14 Jan 2011 19:33:58 GMT

marinevietvet- Can you PM me the link also.

Thanks,

Rich

Re: Dave Ramsey Debt Snowball program experience?

MarineVietVet — Fri, 14 Jan 2011 20:16:17 GMT

@Anonymous wrote:
marinevietvet- Can you PM me the link also.

Thanks,

Rich

It's done. And welcome to the forums BTW (By The Way).

Re: Dave Ramsey Debt Snowball program experience?

Anonymous — Sat, 22 Jan 2011 03:50:04 GMT

Hi marinevietvet, I'm new here but very interested in the free info.....could you PM me the info as well. Thanks in advance!

Re: Dave Ramsey Debt Snowball program experience?

MarineVietVet — Sat, 22 Jan 2011 04:09:32 GMT

@Anonymous wrote:
Hi marinevietvet, I'm new here but very interested in the free info.....could you PM me the info as well. Thanks in advance!

Hello and welcome.

The PM has been sent. I hope it can help you.

Re: Dave Ramsey Debt Snowball program experience?

tinkytoo — Mon, 24 Jan 2011 19:20:32 GMT

Hi marinevietvet

Could you please PM me that link as well. Thanks in advance.

Re: Dave Ramsey Debt Snowball program experience?

MarineVietVet — Mon, 24 Jan 2011 19:23:37 GMT

@tinkytoo wrote:
Hi marinevietvet

Could you please PM me that link as well. Thanks in advance.

No problem.