https://ficoforums.myfico.com/t5/General-Credit-Topics/What-is-a-PFD-letter/m-p/841970#M148838 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/150039">@adourdomo</a> wrote:<BR /><P>ive been hearing about this letter for collection accounts...&nbsp;</P><HR /></BLOCKQUOTE><P>Hi there.</P><P>&nbsp;</P><P>PFD simply means Pay For Delete. You write a letter to a creditor asking that any negative information about a derogatory account in your credit file be deleted early in exchange for an agreed upon amount of money. Some creditors accept these and some seem to never even consider them.</P><P>&nbsp;</P><P>If you do a search here onsite you can see examples of PFD's.</P><P>&nbsp;</P><P>&nbsp;</P><P>&nbsp;</P><P>From a BK years ago to:<BR />EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774<BR /><BR />"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".</P> Sat, 12 Feb 2011 17:07:47 GMT MarineVietVet 2011-02-12T17:07:47Z https://ficoforums.myfico.com/t5/General-Credit-Topics/What-is-a-PFD-letter/m-p/841964#M148837 <P>ive been hearing about this letter for collection accounts...&nbsp;</P> Sat, 12 Feb 2011 17:00:25 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/What-is-a-PFD-letter/m-p/841964#M148837 adourdomo 2011-02-12T17:00:25Z https://ficoforums.myfico.com/t5/General-Credit-Topics/What-is-a-PFD-letter/m-p/841970#M148838 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/150039">@adourdomo</a> wrote:<BR /><P>ive been hearing about this letter for collection accounts...&nbsp;</P><HR /></BLOCKQUOTE><P>Hi there.</P><P>&nbsp;</P><P>PFD simply means Pay For Delete. You write a letter to a creditor asking that any negative information about a derogatory account in your credit file be deleted early in exchange for an agreed upon amount of money. Some creditors accept these and some seem to never even consider them.</P><P>&nbsp;</P><P>If you do a search here onsite you can see examples of PFD's.</P><P>&nbsp;</P><P>&nbsp;</P><P>&nbsp;</P><P>From a BK years ago to:<BR />EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774<BR /><BR />"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".</P> Sat, 12 Feb 2011 17:07:47 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/What-is-a-PFD-letter/m-p/841970#M148838 MarineVietVet 2011-02-12T17:07:47Z https://ficoforums.myfico.com/t5/General-Credit-Topics/What-is-a-PFD-letter/m-p/842144#M148849 <P>thank you very much<img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /> &nbsp;i will research&nbsp;</P> Sat, 12 Feb 2011 20:49:23 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/What-is-a-PFD-letter/m-p/842144#M148849 adourdomo 2011-02-12T20:49:23Z