topic Experian in General Credit Topics

Experian

Anonymous — Tue, 15 Feb 2011 17:28:26 GMT

Okay, myfico allows me to get TU and EQ but where do I get a myfico [b][accurate][/b] score for EX? Does it truly exist or is it a FAKO score no matter where I get it? I just found this site and I really like it better than the one I was going to before, there is much more recent activity on here. I started my credit repair journey in Dec of 2009 with a TU score of 460 [ I don't know what my other scores were]. I now have TU up to 604.EQ is 554 now, don't know where it started at. I joined a credit repair lawfirm which I won't mention it's name here, and they have gotten a bunch of TL's deleted for me in only 2 months, most of what I did was just by increasing good things on my report myself. I have only been getting deletions in the past 2 months with the help of this law firm.Which has raised my score 44 points in those 2 months Yes I know I can do anything that they do myself, but I just don't have the time and energy to invest. I searched them here and found good and bad things said about them, I think I will only use them maybe one more month then things should be at a reasonable level, I have had about 13 of 20 negative TL's removed by them in 2 months time, so I am happy, even at the high cost. It has beat me having to spend a lot of time and energy. But after I pay for 1 more month I think I will dump them and there won't be much left for me to do at that point. .I am very happy I found this site and plan on being here a lot in the next few months.

Greg in ky

Re: Experian

MarineVietVet — Tue, 15 Feb 2011 17:41:37 GMT

@Anonymous wrote:
Okay, myfico allows me to get TU and EQ but where do I get a myfico [b][accurate][/b] score for EX? Does it truly exist or is it a FAKO score no matter where I get it? I just found this site and I really like it better than the one I was going to before, there is much more recent activity on here. I started my credit repair journey in Dec of 2009 with a TU score of 460 [ I don't know what my other scores were]. I now have TU up to 604.EQ is 554 now, don't know where it started at. I joined a credit repair lawfirm which I won't mention it's name here, and they have gotten a bunch of TL's deleted for me in only 2 months, most of what I did was just by increasing good things on my report myself. I have only been getting deletions in the past 2 months with the help of this law firm.Which has raised my score 44 points in those 2 months Yes I know I can do anything that they do myself, but I just don't have the time and energy to invest. I searched them here and found good and bad things said about them, I think I will only use them maybe one more month then things should be at a reasonable level, I have had about 13 of 20 negative TL's removed by them in 2 months time, so I am happy, even at the high cost. It has beat me having to spend a lot of time and energy. But after I pay for 1 more month I think I will dump them and there won't be much left for me to do at that point. .I am very happy I found this site and plan on being here a lot in the next few months.
Greg in ky

Hello and welcome.

Unfortunately no one has been able to buy their own Experian FICO score since February of 2009. Creditors can pull Experian and also there is a CU (PSECU) in Pennsylvania that supplies that information to it's members only.

You can't get an Experian FICO score even through their own website. What they sell there is called a "Plus" score and cannot be compared to an EX FICO score.

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Re: Experian

Anonymous — Tue, 15 Feb 2011 18:31:01 GMT

Thank you very much. I think I am going to like it here and thanks for that info as well.

Re: Experian

Anonymous — Tue, 15 Feb 2011 18:39:09 GMT

http://ficoforums.myfico.com/t5/Credit-Cards/Yes-you-too-can-join-PSECU-and-find-out-your-EX-FICO-score/td-p/771466

Re: Experian

Anonymous — Tue, 15 Feb 2011 19:00:55 GMT

Thank you so much for the link. I was at the credit union site before I got this link. There was a lnk there to see if you qualified, which according to it I did not, but then there was a phone number to call for "other" ways to qualify. I had not called it yet but I imagine that this info is what will come up if I do. You must have been reading my mind about joining and the price is right. Do you know if that is just a one time fee?

Message on their site:

We're sorry. We didn't find a match. Please make sure you type in the formal name of the company or association. If there's still no match, there may be another way you can qualify. Please give us a call at 800.237.7328 nationwide or 717.234.8484 in Harrisburg.

Re: Experian

MarineVietVet — Tue, 15 Feb 2011 19:53:24 GMT

@Anonymous wrote:
http://ficoforums.myfico.com/t5/Credit-Cards/Yes-you-too-can-join-PSECU-and-find-out-your-EX-FICO-score/td-p/771466

Thanks for adding that.

I need to start telling people exactly how to get that EX FICO and not just say it's available.