https://ficoforums.myfico.com/t5/General-Credit-Topics/Closing-Credit-Cards/m-p/21468#M15070 My wife &amp; I have several inactive credit cards. Most of which we have not used in many years. Is it considered a negative action against your credit scores if we were to close these accounts? Thanks! Fri, 22 Jun 2007 18:45:21 GMT Anonymous 2007-06-22T18:45:21Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Closing-Credit-Cards/m-p/21468#M15070 My wife &amp; I have several inactive credit cards. Most of which we have not used in many years. Is it considered a negative action against your credit scores if we were to close these accounts? Thanks! Fri, 22 Jun 2007 18:45:21 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Closing-Credit-Cards/m-p/21468#M15070 Anonymous 2007-06-22T18:45:21Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Closing-Credit-Cards/m-p/21469#M15071 <DIV>It cam reduce the average age of your accounts (bad) and reduce your available credit (bad).</DIV><DIV>&nbsp;</DIV><DIV>The general consesnsus here is that if they are costing you nothing, don't close them</DIV> Fri, 22 Jun 2007 18:46:51 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Closing-Credit-Cards/m-p/21469#M15071 MidnightVoice 2007-06-22T18:46:51Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Closing-Credit-Cards/m-p/21473#M15074 Makes sense, thanks! Fri, 22 Jun 2007 18:48:57 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Closing-Credit-Cards/m-p/21473#M15074 Anonymous 2007-06-22T18:48:57Z