topic Re: Freezing Credit Reports in General Credit Topics

Freezing Credit Reports

Anonymous — Mon, 06 Jun 2011 19:44:58 GMT

If I freeze all 3 credit reports will I still be able to pull my reports daily using USAA credit monitoring?

Re: Freezing Credit Reports

DI — Mon, 06 Jun 2011 20:12:50 GMT

@Anonymous wrote:
If I freeze all 3 credit reports will I still be able to pull my reports daily using USAA credit monitoring?

Some credit monitoring agencies are still able to make soft inquries on a freeze report and some not. CK was able to soft pull my TU despite the freeze. But sites like MyFICO, are not able to soft pull with a freeze.

Re: Freezing Credit Reports

Anonymous — Tue, 07 Jun 2011 02:10:58 GMT

@Anonymous wrote:
If I freeze all 3 credit reports will I still be able to pull my reports daily using USAA credit monitoring?

No problem. I use USAA and do it all the time.

Re: Freezing Credit Reports

Anonymous — Tue, 07 Jun 2011 06:24:00 GMT

I placed a security freeze on EQ tonight for some reason when it gave me my conformation page which I'm sure had my pin the screen went blank an said something about an error. I did try to log back in the system asked me would I like to temporally remove the freeze or permanently remove it so I assume it was processed. My question is now that I don't have a pin will I have to pay to receive a new one or will they also send me a conformation in the mail since it seemed to be some type of glitch in EQ system.

Re: Freezing Credit Reports

Anonymous — Tue, 07 Jun 2011 06:58:13 GMT

@Anonymous wrote:
I placed a security freeze on EQ tonight for some reason when it gave me my conformation page which I'm sure had my pin the screen went blank an said something about an error. I did try to log back in the system asked me would I like to temporally remove the freeze or permanently remove it so I assume it was processed. My question is now that I don't have a pin will I have to pay to receive a new one or will they also send me a conformation in the mail since it seemed to be some type of glitch in EQ system.

Not sure if they do or not.

If they do not, I might call them and explain.

Re: Freezing Credit Reports

Anonymous — Tue, 07 Jun 2011 17:19:46 GMT

Just called EQ they will send the pin out by mail.

Re: Freezing Credit Reports

DI — Tue, 07 Jun 2011 18:59:45 GMT

@Anonymous wrote:
I placed a security freeze on EQ tonight for some reason when it gave me my conformation page which I'm sure had my pin the screen went blank an said something about an error. I did try to log back in the system asked me would I like to temporally remove the freeze or permanently remove it so I assume it was processed. My question is now that I don't have a pin will I have to pay to receive a new one or will they also send me a conformation in the mail since it seemed to be some type of glitch in EQ system.

They will mail you a PIN.