topic Alliant CU - Personal Line of Credit Questions in General Credit Topics

Alliant CU - Personal Line of Credit Questions

TravellingNomad — Sat, 09 Jul 2011 21:47:21 GMT

does anyone that's a member of Alliant CU have this? i want to start to get a mix of types of credit besides just cc's to possibly help my scores. i don't need it and don't see any need to use it per se...but i wouldn't mind having one just to know that if anything comes up in the future, funds are available. my EQ score with Alliant is at 679 (when i got approved for their cc)...is it hard to get a PLOC from them? any input is appreciated. TIA

Re: Alliant CU - Personal Line of Credit Questions

Anonymous — Sun, 10 Jul 2011 02:05:56 GMT

@TravellingNomad wrote:
does anyone that's a member of Alliant CU have this? i want to start to get a mix of types of credit besides just cc's to possibly help my scores. i don't need it and don't see any need to use it per se...but i wouldn't mind having one just to know that if anything comes up in the future, funds are available. my EQ score with Alliant is at 679 (when i got approved for their cc)...is it hard to get a PLOC from them? any input is appreciated. TIA

I never knew Alliant had a LOC product. Is it anything that can be used as checking overdraft?

Re: Alliant CU - Personal Line of Credit Questions

TravellingNomad — Sun, 10 Jul 2011 05:05:19 GMT

@Anonymous wrote:
@TravellingNomad wrote:
does anyone that's a member of Alliant CU have this? i want to start to get a mix of types of credit besides just cc's to possibly help my scores. i don't need it and don't see any need to use it per se...but i wouldn't mind having one just to know that if anything comes up in the future, funds are available. my EQ score with Alliant is at 679 (when i got approved for their cc)...is it hard to get a PLOC from them? any input is appreciated. TIA

I never knew Alliant had a LOC product. Is it anything that can be used as checking overdraft?

i guess they don't. i guess there's two Alliant CU. silly of me not to pay attention to the URL. when i did a search for Alliant credit union line of credit, there was a hit for a PLOC, but it was for the alliantcu.com. i guess the point of my post is moot.

Re: Alliant CU - Personal Line of Credit Questions

Anonymous — Sun, 10 Jul 2011 06:47:52 GMT

@TravellingNomad wrote:
@Anonymous wrote:
@TravellingNomad wrote:
does anyone that's a member of Alliant CU have this? i want to start to get a mix of types of credit besides just cc's to possibly help my scores. i don't need it and don't see any need to use it per se...but i wouldn't mind having one just to know that if anything comes up in the future, funds are available. my EQ score with Alliant is at 679 (when i got approved for their cc)...is it hard to get a PLOC from them? any input is appreciated. TIA

I never knew Alliant had a LOC product. Is it anything that can be used as checking overdraft?
i guess they don't. i guess there's two Alliant CU. silly of me not to pay attention to the URL. when i did a search for Alliant credit union line of credit, there was a hit for a PLOC, but it was for the alliantcu.com. i guess the point of my post is moot.

Don't worry ... I've also gotten confused at times with the two different Alliant CUs.

I just wish the Alliant I belong to had a PLOC / overdraft product like Navy Federal does.