topic Re: Free Credit Karma Credit Monitoring - Hurry Up to get Yoursssss!!!!!!!!!!!!!!!!! in General Credit Topics

Free Credit Monitoring - 250 only

Anonymous — Thu, 28 Jul 2011 04:51:59 GMT

Truly Free Credit Monitoring. Limited to 250 enrollments Credit Karma is beta testing free credit monitoring. This service will automatically monitor your credit report on a nightly basis and send you an email if anything changes. http://www.creditkarma.com/monitoring/techcrunch

This works even for the old account holders. This is the confirmation you will get after logging in, make sure all the 3 boxes are checked.

Re: Truly Free Credit Monitoring. Limited to 3,000 enrollments

Anonymous — Mon, 11 Jul 2011 23:06:09 GMT

Am I mistaken or is it impossible to view your detailed account history on a card by card and month by month basis?

Re: Truly Free Credit Monitoring. Limited to 3,000 enrollments

Anonymous — Mon, 11 Jul 2011 23:09:06 GMT

It will alert u when there is a access to ur credit report (hard inquiry)

Re: Free Credit Karma Credit Monitoring - Hurry Up to get Yoursssss!!!!!!!!!!!!!!!!!

treefrogger — Tue, 12 Jul 2011 12:48:46 GMT

Great find!

Re: Truly Free Credit Monitoring. Limited to 3,000 enrollments

treefrogger — Tue, 12 Jul 2011 12:50:12 GMT

"Am I mistaken or is it impossible to view your detailed account history on a card by card and month by month basis?"

You only get hints at the information for the moment, but it seems like they might be moving in the direction of more detailed information in the future.

Re: Free Credit Karma Credit Monitoring - Hurry Up to get Yoursssss!!!!!!!!!!!!!!!!!

Anonymous — Tue, 12 Jul 2011 13:01:15 GMT

thanks!

Re: Truly Free Credit Monitoring. Limited to 3,000 enrollments

Anonymous — Tue, 12 Jul 2011 13:02:23 GMT

And always remember when using any CMS that seeing the info on your reports update can be very helpful;

but

and this is a big BUT

be prepared to absolutely completely totally ignore the FAKO scores and the FAKO advice handed out on these sites. Following FAKO advice can, and will, negatively impact your FICO scores.

In the case of credit karumba, also ignore their absurd report cards. Pretty graphics (some folks believe anything if it comes with a pretty graphic) with ridiculous and misleading info.

Re: Free Credit Karma Credit Monitoring - Hurry Up to get Yoursssss!!!!!!!!!!!!!!!!!

chan85 — Tue, 12 Jul 2011 13:58:35 GMT

Does this work if you already have an account with them??

Re: Free Credit Karma Credit Monitoring - Hurry Up to get Yoursssss!!!!!!!!!!!!!!!!!

Anonymous — Tue, 12 Jul 2011 14:07:26 GMT

Yep this works even for the old account holders. This the confirmation you will get after logging in, make sure all the 3 boxes are checked.

Re: Truly Free Credit Monitoring. Limited to 3,000 enrollments

Anonymous — Tue, 12 Jul 2011 14:15:52 GMT

Thanks for the info!!!! I needed a new FREE monitoring service.....

Re: Truly Free Credit Monitoring. Limited to 3,000 enrollments

trumpet-205 — Tue, 12 Jul 2011 15:19:35 GMT

I believe this only monitors TU report right?

Re: Truly Free Credit Monitoring. Limited to 3,000 enrollments

Anonymous — Tue, 12 Jul 2011 15:29:44 GMT

Yep Just TU

Re: Truly Free Credit Monitoring. Limited to 3,000 enrollments

steffiejoe — Tue, 12 Jul 2011 15:58:33 GMT

How long is this offer for? One year or longer?

Re: Truly Free Credit Monitoring. Limited to 3,000 enrollments

Anonymous — Tue, 12 Jul 2011 16:04:04 GMT

This is a beta version hopefully they are looking to test this feature before fully incorporating it

Re: Truly Free Credit Monitoring. Limited to 3,000 enrollments

Anonymous — Tue, 12 Jul 2011 17:32:34 GMT

Summary good.

Simulator does not work very well yet.

Re: Truly Free Credit Monitoring. Limited to 3,000 enrollments

MakeItAMudLight — Tue, 12 Jul 2011 19:58:26 GMT

I already have a CK account and when I go through the link and hit already have an account it just logs me in as normal. Anyone else having that problem?

Re: Truly Free Credit Monitoring. Limited to 3,000 enrollments

Booner72 — Wed, 13 Jul 2011 01:18:24 GMT

I used the link the OP provided and it took me to the three boxes - So I believe I signed up for their new deal.

Thanks OP!

Re: Truly Free Credit Monitoring. Limited to 3,000 enrollments

fot1 — Wed, 13 Jul 2011 15:13:26 GMT

It's an improvement.. Shows a bit more info. Actually named my credit card that had balance decrease.. Nice to see a bit more details.

Re: Truly Free Credit Monitoring. Limited to 3,000 enrollments

pritchardhallhokie — Wed, 13 Jul 2011 22:38:24 GMT

Good Service, but my score is completely different than my FICO Score, I'm assuming due to a different scoring scale....

Re: Truly Free Credit Monitoring. Limited to 3,000 enrollments

MarineVietVet — Wed, 13 Jul 2011 22:43:04 GMT

@pritchardhallhokie wrote:
Good Service, but my score is completely different than my FICO Score, I'm assuming due to a different scoring scale....

The scores from CK are TransRisk and VantageScores and both are FAKO's.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".