topic Re: Help viewing soft inquiries in General Credit Topics

Help viewing soft inquiries

Anonymous — Tue, 09 Aug 2011 23:58:36 GMT

How is it possible to check a soft inquiry on your CR? I've only been able to see hard ones.

Re: Help viewing soft inquiries

MarineVietVet — Wed, 10 Aug 2011 01:01:43 GMT

@Anonymous wrote:
How is it possible to check a soft inquiry on your CR? I've only been able to see hard ones.

Reports from third party sites (including myFICO) often don't have the most complete information. If you pull your free reports from annualcreditreport.com you can see the soft pulls.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Re: Help viewing soft inquiries

Anonymous — Wed, 10 Aug 2011 20:29:18 GMT

Thanks for the response. I was able to get a free report from EXP directly from the site due to a denied app. I was able to see the softs.

I''m amazed how many softs are pulled (cap one does them monthly) I'm just happy it doesn't affect my score.

Re: Help viewing soft inquiries

MarineVietVet — Thu, 11 Aug 2011 00:32:11 GMT

@Anonymous wrote:
Thanks for the response. I was able to get a free report from EXP directly from the site due to a denied app. I was able to see the softs.

I''m amazed how many softs are pulled (cap one does them monthly) I'm just happy it doesn't affect my score.

That's true. The last time I looked at my TU report a few months ago I believe I had 37 or 38 softs.