topic Re: FICO score in General Credit Topics

FICO score

Anonymous — Wed, 31 Aug 2011 16:38:59 GMT

I just pulled my TU score from Myfico and I have a 751 with an 81% utilization. Isn't that freaky. I was thinking my score would be lower.

Re: FICO score

llecs — Wed, 31 Aug 2011 16:46:32 GMT

Awesome! And your FICO report says 81% Util? Out of curiosity, how old is your oldest TL and what is your AAoA? How many revolving TLs do you have reporting?

Re: FICO score

Anonymous — Wed, 31 Aug 2011 16:53:08 GMT

Yes my report from MYfico says 81%. Oldest account is 14 years and average age is 9 years. I have four total cc but one is closed. They all have balances.

Re: FICO score

llecs — Wed, 31 Aug 2011 17:00:30 GMT

I bet you could hit 800 if util drops and more $0 balances report.

Re: FICO score

Anonymous — Wed, 31 Aug 2011 17:08:54 GMT

I'm not planning on paying down anytime soon.