topic Re: FICO coupons in General Credit Topics

FICO coupons

Anonymous — Fri, 30 Sep 2011 14:56:00 GMT

So I used to buy my FICO scores pretty regularly when it was easy to find a 25% off coupon; now I haven't been able to find those coupons for a few months. Yes I know there are different packages to purchase the scores but I always just liked to buy them with that coupon. As a result I have not bought a FICO score in a while

Re: FICO coupons

CreditBob — Fri, 30 Sep 2011 15:35:27 GMT

This would be nice. If the MYFICO team would allow a 25% after you paid the regular price for every 3 pulls. Or maybe something along the way. Or allow you to purchase a block of 5-10 pulls for a discounted price. Just like any company it is important that it's members (it's customers) communicate. After all they would like to make more money revenue. Of course decisions need to be realistic.

Re: FICO coupons

llecs — Fri, 30 Sep 2011 15:52:13 GMT

Discount codes rank up there with dodo birds and dinosaurs I bet. I think myFICO should pursue them again and wonder how many new customers they got off of these codes.

Re: FICO coupons

Anonymous — Fri, 30 Sep 2011 16:00:44 GMT

Yea i've never been able to use a discount code and i purchase my scores about twice a monty =/ i would do score watch but i want to see my actual score as often as possible.

Re: FICO coupons

Anonymous — Fri, 30 Sep 2011 16:27:57 GMT

I also remember just two years or so ago the scores were 15 bucks and so with a 25% discount it would come out to $11.25 per score! I do hope they reconsider and start allowing the 25% off codes again. I would buy a lot more than I am buying now!l

Re: FICO coupons

Anonymous — Fri, 30 Sep 2011 21:08:28 GMT

Hey, I'd pay a MORE to get the other TU models in addition to the TU98!!!! LOL

Re: FICO coupons

Booner72 — Fri, 30 Sep 2011 23:59:19 GMT

@Anonymous wrote:
Yea i've never been able to use a discount code and i purchase my scores about twice a monty =/ i would do score watch but i want to see my actual score as often as possible.

Hey Pacman - do you mean you want to see your actual report? Cuz if you have SW and set your score to your current score, you'll be able to see your score 4 times a month w/ scorewatch. Then the reports are 14 instead of 20 for EQ w/ SW subscription. FYI.

Re: FICO coupons

Anonymous — Mon, 03 Oct 2011 04:47:04 GMT

@llecs wrote:
Discount codes rank up there with dodo birds and dinosaurs I bet. I think myFICO should pursue them again and wonder how many new customers they got off of these codes.

Fico seems to be pretty invested in the free report with cancellable subscription right now (a la FreeCredit???.com), so I wouldn't expect any promo codes anytime soon.

Re: FICO coupons

Anonymous — Mon, 03 Oct 2011 13:55:05 GMT

@Booner72 wrote:
@Anonymous wrote:
Yea i've never been able to use a discount code and i purchase my scores about twice a monty =/ i would do score watch but i want to see my actual score as often as possible.
Hey Pacman - do you mean you want to see your actual report? Cuz if you have SW and set your score to your current score, you'll be able to see your score 4 times a month w/ scorewatch. Then the reports are 14 instead of 20 for EQ w/ SW subscription. FYI.

No the actual report doesnt matter as much because I know what's on it. And I can access my scores 4 times per month?!

Re: FICO coupons

Anonymous — Mon, 03 Oct 2011 14:12:28 GMT

@Anonymous wrote:
@Booner72 wrote:
@Anonymous wrote:
Yea i've never been able to use a discount code and i purchase my scores about twice a monty =/ i would do score watch but i want to see my actual score as often as possible.
Hey Pacman - do you mean you want to see your actual report? Cuz if you have SW and set your score to your current score, you'll be able to see your score 4 times a month w/ scorewatch. Then the reports are 14 instead of 20 for EQ w/ SW subscription. FYI.

No the actual report doesnt matter as much because I know what's on it. And I can access my scores 4 times per month?!

Sort of. If you set your target score to your current Fico score you will always be notified of changes. Since SW updates arround 4 times per month, assuming it's working right, you will get four updates -- even it is something like There are no changes.

Re: FICO coupons

Anonymous — Mon, 03 Oct 2011 14:14:49 GMT

Oh well I've heard too many complaints of it not working and I dont want a "no changes" screen, I want to see my actual score even if it hasn't changed... Ideally I'd like to login and request my score with a limit of 4 per month...

Re: FICO coupons

Anonymous — Mon, 03 Oct 2011 18:25:43 GMT

just a tip I found out about last week: If you have a walmart.com credit card and you change your preferences so that you can get your monthly statements via email you can see your Transunion Fico score. From what I saw it only changes once a month but still when I signed up I saw that I gone up 20 points from two weeks before when I had bought the transunion score with a 10% off coupon. I had paid off a bill which is why it was higher.

Out of repect to the OP please don't edit the title of the thread.

MarineVietVet, myFICO moderator

Edited to add: Open mouth and insert foot!! LOL I just now relized that it was the OP who edited the title. My humble apologies for the mistake.

Re: FICO coupons

Anonymous — Mon, 03 Oct 2011 18:21:45 GMT

@Anonymous wrote:
just a tip I found out about last week: If you have a walmart.com credit card and you change your preferences so that you can get your monthly statements via email you can see your Transunion Fico score. From what I saw it only changes once a month but still when I signed up I saw that I gone up 20 points from two weeks before when I had bought the transunion score with a 10% off coupon. I had paid off a bill which is why it was higher.

The Wal-Mart Transunion Fico score is not the same formula available here on myFico.

Re: FICO coupons

Anonymous — Mon, 03 Oct 2011 18:22:04 GMT

well it says FICO though. and then it tries to sell you the myFICO report and takes you straight to myfico.com so you can pay the 20 dollars to get the report.

Re: FICO coupons

Anonymous — Mon, 03 Oct 2011 18:22:24 GMT

@Anonymous wrote:
well it says FICO though. and then it tries to sell you the myFICO report and takes you straight to myfico.com so you can pay the 20 dollars to get the report.

It's a Fico score, but -- apparently -- it's not the same exact version availalbe here from myFico (TU98).

Re: FICO coupons

Anonymous — Mon, 03 Oct 2011 18:22:48 GMT

Thanks Stan, this is completely and totally bizarre to me. Not only do we have to navigate all the crazy scores that are NOT FICO but we also have to look out for scores that are FICO but are not really FICO. This is insane.

Now I guess I will have to give myfico another 20 bucks for the Transunion score so i can confirm this for myself.

How do you know this? from this board?

Thanks!

Re: FICO coupons

MarineVietVet — Mon, 03 Oct 2011 18:23:04 GMT

stan_the_man wrote:

It's a Fico score, but -- apparently -- it's not the same exact version availalbe here from myFico (TU98).

No one knows what version it is. That hasn't been officially announced.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Re: FICO coupons

Anonymous — Mon, 03 Oct 2011 18:29:37 GMT

@MarineVietVet wrote:
@Anonymous wrote:

It's a Fico score, but -- apparently -- it's not the same exact version availalbe here from myFico (TU98).

No one knows what version it is. That hasn't been officially announced.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

No one knows what version it is, but some people have tried to do the pulls on the same day and got different scores. So, it appears as though the concensus -- from what I read in the threads -- was that it couldn't be TU98.