topic Re: woo hoo, a whopping +4 scorewatch alert!! in General Credit Topics

woo hoo, a whopping +4 scorewatch alert!!

Anonymous — Sun, 24 Jun 2007 18:11:28 GMT

well, at least it is not dropping. my sh**bird equifax score has rebounded 4 of the 54 points that it dropped for no apparent reason a couple of weeks ago. not sure why, since all that has changed is the 42 inquiries from last week. haha. really though, nothing has changed except 5 new inquiries...maybe on this scorecard a bunch of inquiries is good!

Re: woo hoo, a whopping +4 scorewatch alert!!

fused — Sun, 24 Jun 2007 18:45:24 GMT

+4 points, hey it's a start!

Re: woo hoo, a whopping +4 scorewatch alert!!

Anonymous — Sun, 24 Jun 2007 18:48:16 GMT

I wonder if they did that upgrade to Scorewatch last night.

Re: woo hoo, a whopping +4 scorewatch alert!!

Anonymous — Sun, 24 Jun 2007 19:20:30 GMT

Maybe. Mine went up 6 points today with only 1 additional inquiry last week.

Re: woo hoo, a whopping +4 scorewatch alert!!

Anonymous — Sun, 24 Jun 2007 19:33:43 GMT

im scratching and fighting for every point and anything i can get deleted!

Re: woo hoo, a whopping +4 scorewatch alert!!

Anonymous — Sun, 24 Jun 2007 19:35:29 GMT

Aren't we all?

Re: woo hoo, a whopping +4 scorewatch alert!!

bubj37 — Sun, 24 Jun 2007 20:20:11 GMT

Congrats. every little bit helps. I haven't had and an alert in over two weeks even though there has been alot of activity.

Re: woo hoo, a whopping +4 scorewatch alert!!

MercyMe — Sun, 24 Jun 2007 21:20:45 GMT

Lucky you! I got 2!! Seriously! 2!

Re: woo hoo, a whopping +4 scorewatch alert!!

MidnightVoice — Sun, 24 Jun 2007 21:26:57 GMT

Mine was plus 3

Re: woo hoo, a whopping +4 scorewatch alert!!

Bruiser — Sun, 24 Jun 2007 22:07:04 GMT

dog wrote:
well, at least it is not dropping. my sh**bird equifax score has rebounded 4 of the 54 points that it dropped for no apparent reason a couple of weeks ago. not sure why, since all that has changed is the 42 inquiries from last week. haha. really though, nothing has changed except 5 new inquiries...maybe on this scorecard a bunch of inquiries is good!

how many inq's do you have in the last month?

Re: woo hoo, a whopping +4 scorewatch alert!!

Anonymous — Sun, 24 Jun 2007 22:22:25 GMT

my first post was somewhat misleading. i had 5 inquiries total in the last month, but only 2 of those were equifax---citi and penfed---cit denied and all i did with penfed was open a small savings account in hopes of refi'ing my auto loan in a few months (if i cant sell the motherscratchin' tank).

Message Edited by dog on 06-24-2007 06:22 PM

Re: woo hoo, a whopping +4 scorewatch alert!!

fused — Mon, 25 Jun 2007 05:00:14 GMT

dog wrote:
my first post was somewhat misleading. i had 5 inquiries total in the last month, but only 2 of those were equifax---citi and penfed---cit denied and all i did with penfed was open a small savings account in hopes of refi'ing my auto loan in a few months (if i cant sell the motherscratchin' tank).

Message Edited by dog on 06-24-2007 06:22 PM

Liar! Tell the truth, Tuscani told you 42 cc's is ideal and then in one afternoon you went OFF! A crazy app spree resulting in 100+ hard inqs, four days later had severe bilateral wrist and hand pain, went to a neurosurgeon and had outpatient bilateral decompressive carpal tunnel release surgery and is now recovering. Oh his secretary, who does not have carpal tunnel syndrome is typing all of his posts. HAHAHA

Message Edited by fused111 on 06-24-2007 07:00 PM

Re: woo hoo, a whopping +4 scorewatch alert!!

fused — Sun, 24 Jun 2007 23:14:21 GMT

JK of course!

Re: woo hoo, a whopping +4 scorewatch alert!!

Anonymous — Sun, 24 Jun 2007 23:46:18 GMT

you found me out...if it weren't for those blasted kids and that stupid dog, my plan would have worked. however, the other 40 apps were all amex and they only pulled experian....as 1 inquiry! my wife is getting tired of taking dictation on these posts, and i have to go put some more bengay on my wrists, so over and out...hahahahaa

Re: woo hoo, a whopping +4 scorewatch alert!!

Anonymous — Mon, 25 Jun 2007 00:38:12 GMT

I have to respond to this.......as all of you know I am a newbie here. I have been reading in the forums since Wed. June 23rd.

I have become addicted to it. Lot of very good information here.

Long story short-I was reading the forums where someone had ask how many cc to own and Tuscuni posted back 42. Then some one else I think said 242, then another post showing the tee shirt with the number 242. I new it was all a joke. But as the post continued on down the line and this one girl ask about the same question-I believe it was pizza posted back to her 42 as a joke and the girl responded back:

Good lord, who needs 42 credit cards-are you serious?

I cracked up-I about laughed my a!! off on that one. I have to say you guys can be quite comical at times and that keeps the ball rolling. If it weren't for many of you out there including pizza, midnightvoice, brawny ??, dog, fused111, tuscani, timothy, lordy lordy (i think-the lady from Fl), definately can't forget about Noah Boddie (now some of the names have been mispelled or changed a little to protect the innocent-you know that to be true) there are many more that I am not mentioned due to my part-timers and not all-timers, this forum probably wouldn't be so addictive...needless to say "I love it"

Re: woo hoo, a whopping +4 scorewatch alert!!

Anonymous — Mon, 25 Jun 2007 00:45:06 GMT

Correction it's not Lordy Lordy-credit goes to MercyMe

Re: woo hoo, a whopping +4 scorewatch alert!!

Anonymous — Mon, 25 Jun 2007 00:52:49 GMT

thanks for including me in that esteemed group, cbjn! i am new here too...i just started posting a couple of weeks ago. i agree that these forums make what has always been an embarrassing subject for me a whole lot of fun. no one who knows me personally, except for my wife, knows how crappy my credit is/was....i have been a master at hiding it well. so, i have never been able to ask anyone for good advice on getting it together...and obviously my 6.5 year theory of "pay everything on time and don't get any credit cards" was all wrong! and now that i have 42....

Re: woo hoo, a whopping +4 scorewatch alert!!

Anonymous — Mon, 25 Jun 2007 00:55:38 GMT

@Anonymous wrote:
..and obviously my 6.5 year theory of "pay everything on time and don't get any credit cards" was all wrong! and now that i have 42....

i take back the part about pay everything on time being wrong. lol.

Re: woo hoo, a whopping +4 scorewatch alert!!

smallfry — Mon, 25 Jun 2007 01:39:10 GMT

@Anonymous wrote:
my first post was somewhat misleading. i had 5 inquiries total in the last month, but only 2 of those were equifax---citi and penfed---cit denied and all i did with penfed was open a small savings account in hopes of refi'ing my auto loan in a few months (if i cant sell the motherscratchin' tank).

Message Edited by dog on 06-24-2007 06:22 PM

Dog that hard pull from Penfed is good for 90 days. Use it for a credit card.

Re: woo hoo, a whopping +4 scorewatch alert!!

Anonymous — Mon, 25 Jun 2007 02:09:05 GMT

thank ya much, will do