topic Re: experian score in General Credit Topics

experian score

mhp — Mon, 28 Nov 2011 00:57:03 GMT

I was approved a capitol 1 credit card. According to Cap 1, my score is 634. Would this be my experian" fico" score that I received from Cap1 ? When I checked experian.com, my score is 645. Which is correct?

Re: experian score

MarineVietVet — Mon, 28 Nov 2011 01:03:28 GMT

@mhp wrote:
I was approved a capitol 1 credit card. According to Cap 1, my score is 634. Would this be my experian" fico" score that I received from Cap1 ? When I checked experian.com, my score is 645. Which is correct?

Did Cap 1 say what score was pulled? That's really the only way to be sure.

The score you get from the EX website is not a FICO score. It's called a "Plus" score and is not used by any lenders.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Re: experian score

mhp — Sun, 11 Dec 2011 02:28:30 GMT

Cap 1 score was from experian that they used to approve my credit card. So can I assume this is my experian fico score?

@MarineVietVet wrote:
@mhp wrote:
I was approved a capitol 1 credit card. According to Cap 1, my score is 634. Would this be my experian" fico" score that I received from Cap1 ? When I checked experian.com, my score is 645. Which is correct?
Did Cap 1 say what score was pulled? That's really the only way to be sure.

The score you get from the EX website is not a FICO score. It's called a "Plus" score and is not used by any lenders.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Re: experian score

MarineVietVet — Sun, 11 Dec 2011 02:34:10 GMT

@mhp wrote:
Cap 1 score was from experian that they used to approve my credit card. So can I assume this is my experian fico score?

It probably is but I won't go out on a limb and say yes.

Did it say Experian FICO score anywhere?

Re: experian score

llecs — Sun, 11 Dec 2011 02:50:00 GMT

To add, does it list a score range?

Re: experian score

mhp — Sun, 11 Dec 2011 03:35:39 GMT

no, it didn't.

Re: experian score

mhp — Sun, 11 Dec 2011 03:58:57 GMT

no it didn't. thanks for the the responses.

Re: experian score

MarineVietVet — Sun, 11 Dec 2011 04:05:53 GMT

@mhp wrote:
no it didn't. thanks for the the responses.

You're welcome but I'm afraid we weren't able to really help decide if this was an EX FICO. I would assume it is but lacking any more details I guess this will remain in limbo for now.

Re: experian score

Anonymous — Sun, 11 Dec 2011 15:01:10 GMT

Wait a minute here did Cap1 only pull one report when you apped??

Did you app for a secured card or unsecured card?

Cap1 pulling only one report is like Cap1 giving CLI's

Re: experian score

mhp — Mon, 12 Dec 2011 07:10:03 GMT

Cap 1 gave only my experian score, This is an unsecured card. Thanks to everyone who has responded.