topic Re: Survey Says.... (CMSs) in General Credit Topics

Survey Says.... (CMSs)

MontegoMack — Tue, 31 Jan 2012 21:48:41 GMT

Which CMS(s) do you have and why?

Re: Survey Says.... (CMSs)

IOBA — Wed, 01 Feb 2012 03:24:36 GMT

USAA - as many refreshed reports as I want...one low monthly fee ($12.25). It's probably a coincidence, but my FAKO scores with them actually match up perfectly with my FICO score from Experian. I mean *exactly* match up each month.

Re: Survey Says.... (CMSs)

CS800 — Wed, 01 Feb 2012 03:33:06 GMT

@IOBA wrote:
USAA - as many refreshed reports as I want...one low monthly fee ($12.25). It's probably a coincidence, but my FAKO scores with them actually match up perfectly with my FICO score from Experian. I mean *exactly* match up each month.

So USAA gives you EX only or EQ. Do you know what scoring model they use? Vantage?

myfico gives EQ

Re: Survey Says.... (CMSs)

MarineVietVet — Wed, 01 Feb 2012 04:00:47 GMT

@CS800 wrote:

So USAA gives you EX only or EQ. Do you know what scoring model they use? Vantage?

myfico gives EQ

The CMS Guide here onsite will tell you what score each of the services provide.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".