topic Re: UTL.....SW in General Credit Topics

UTL.....SW

afbar1114 — Thu, 08 Mar 2012 21:10:48 GMT

Got home todat and checked my email and got a SW alert... checked my score went up another 10 points. that makes 20 points in the past 2 weeks. i now have a EQ score of 657 only 23 points a way from my starting score of 680 in jan before i got my new cards.... cant wait untill some more cards post with $0 balance and another with half the balance. in all i have 4 out of 9 cards with a balance

Re: UTL.....SW

crunching_numbers — Thu, 08 Mar 2012 22:42:02 GMT

@afbar1114 wrote:
Got home todat and checked my email and got a SW alert... checked my score went up another 10 points. that makes 20 points in the past 2 weeks. i now have a EQ score of 657 only 23 points a way from my starting score of 680 in jan before i got my new cards.... cant wait untill some more cards post with $0 balance and another with half the balance. in all i have 4 out of 9 cards with a balance

Good news! It sounds like your score is recovering from that app spree of yours.

I have not gotten my first SW update yet. I started SW on 2/29 so hoping for first update soon.

Re: UTL.....SW

Anonymous — Fri, 09 Mar 2012 14:47:30 GMT

@afbar1114 wrote:
Got home todat and checked my email and got a SW alert... checked my score went up another 10 points. that makes 20 points in the past 2 weeks. i now have a EQ score of 657 only 23 points a way from my starting score of 680 in jan before i got my new cards.... cant wait untill some more cards post with $0 balance and another with half the balance. in all i have 4 out of 9 cards with a balance

Excellent, it sounds like you are in the rebound stage, it usually takes about 6 months or so for scores to rebound from recent opening of new accounts (YMMV tho)

@If you got 8 of your 9 cards down to a 0 balance and just had the one reporting @ 1-9% util, I bet you would be very surprised by the score increase you would see.

It sounds like you are on the right track, keep up the great work and keep us posted as your score/s increase.

Wishing you the Best.

Re: UTL.....SW

LS2982 — Mon, 12 Mar 2012 10:06:29 GMT

@afbar1114 wrote:
Got home todat and checked my email and got a SW alert... checked my score went up another 10 points. that makes 20 points in the past 2 weeks. i now have a EQ score of 657 only 23 points a way from my starting score of 680 in jan before i got my new cards.... cant wait untill some more cards post with $0 balance and another with half the balance. in all i have 4 out of 9 cards with a balance

Congrats!!!