topic Re: BOA advice in General Credit Topics

BOA advice

Anonymous — Mon, 25 Jun 2007 16:31:09 GMT

Should I apply? I got an offer for the platinum plus with a 0% apr for the first 12 billing cycles and no annual or balance transfer fee. Any suggestions? What credit score is required?

Re: BOA advice

Anonymous — Mon, 25 Jun 2007 16:41:43 GMT

If you are in the market to get a card, I say go for it. It is one of their credit builders that is not a secured card. Requirements are a little more relazed than their normal cards. And if you get denied, odds are they will offer you the $99/$500 card. I like BoA alot. great customer service, great website for paying and such.

I say go for it.

Re: BOA advice

Anonymous — Mon, 25 Jun 2007 16:50:10 GMT

What is the 99/500 card?

Re: BOA advice

Anonymous — Mon, 25 Jun 2007 16:54:29 GMT

Yes, I am trying to improve my credit. Thanks for the info.

Re: BOA advice

Anonymous — Mon, 25 Jun 2007 17:17:37 GMT

krhall72 wrote:
What is the 99/500 card?

It's their semi-secured card. You put down $99 and you get a $500 credit limit.

Re: BOA advice

Anonymous — Mon, 25 Jun 2007 23:21:23 GMT

got approved with 1500 CL. Thanks again for the advice.

Re: BOA advice

Anonymous — Mon, 25 Jun 2007 23:26:38 GMT

Do you know what CRA they pulled from?

Re: BOA advice

smallfry — Mon, 25 Jun 2007 23:29:15 GMT

I did the soft pull what card do you recommend at BOA last night. They offered me the $300 secured card. LOL.

Re: BOA advice

Anonymous — Wed, 27 Jun 2007 12:40:00 GMT

I got an alert from Experian that BOA did an inquiry so I will assume Experian.

Re: BOA advice

Anonymous — Wed, 27 Jun 2007 14:04:05 GMT

Can I ask: What are your FICOs?

Re: BOA advice

Anonymous — Wed, 27 Jun 2007 15:10:19 GMT

experian/661

equifax/669

transunion/660