topic mysterious soft pull in General Credit Topics

mysterious soft pull

scottwagnon — Wed, 16 May 2012 22:28:13 GMT

i have all kinds of soft pulls, one puller is blank, that has pulled my equifax file on may 26th, 2011 and april 23rd, 2011

anyone have any ideas on this?

Re: mysterious soft pull

pizzadude — Wed, 16 May 2012 22:33:14 GMT

Strange. Is this from a CMS report, or is it pulled directly from Equifax ?

Re: mysterious soft pull

scottwagnon — Wed, 16 May 2012 22:47:42 GMT

no this was directly from EQ

Re: mysterious soft pull

AndySoCal — Thu, 17 May 2012 03:40:35 GMT

Call Equifax and ask them,

Re: mysterious soft pull

RobertEG — Thu, 17 May 2012 13:13:28 GMT

Not strange at all. Done thousands of times a day.

Potential creditors who wish to make you promotional offers for credit have the right to obtain your name and address from a CRA for purposes of sending those promotional offers. It is a permissible purpose. However, they do not get your full CR. FCRA 604(c). Part of the business world.....

If you wish to end the inclusion of your name from any list provided by the CRA for such promotional offers, simply opt-out under the provisions of section 604(e).

Re: mysterious soft pull

llecs — Thu, 17 May 2012 13:22:20 GMT

@RobertEG wrote:
Not strange at all. Done thousands of times a day.
Potential creditors who wish to make you promotional offers for credit have the right to obtain your name and address from a CRA for purposes of sending those promotional offers. It is a permissible purpose. However, they do not get your full CR. FCRA 604(c). Part of the business world.....

If you wish to end the inclusion of your name from any list provided by the CRA for such promotional offers, simply opt-out under the provisions of section 604(e).

I think what OP is saying is that the name of the creditor or company is missing.......it's totally blank. OP doesn't know who pulled the credit report.