topic Re: Credit report in General Credit Topics

Credit report

Anonymous — Sun, 03 Jun 2012 05:02:21 GMT

I've heard that you should periodically run your credit report? Is this true? If so, how often? Thank you in advance!

Re: Credit report

DaveSignal — Sun, 03 Jun 2012 05:49:41 GMT

I pull all 3 every day.

Re: Credit report

RobertEG — Sun, 03 Jun 2012 07:55:48 GMT

Its always wise to pull periodically to check for items such as potential identity theft and "submarine" collections where a debt collector does not fulfill their requirement to send dunning notice.

One solid, zero-cost method is to pull your free annual credit report from annualcreditreport.com, staggered every four months with the three CRAs.

Re: Credit report

marty56 — Sun, 03 Jun 2012 10:52:57 GMT

You should consider subscribing to a CMS also.

Re: Credit report

namvet — Sun, 03 Jun 2012 22:16:59 GMT

It's your reputation so you may want to see what everyone else is seeing. IMO once a month is a good number.