topic Re: Direct Deposit Question for NFCU in General Credit Topics

Direct Deposit Question for NFCU

webhopper — Mon, 02 Jul 2012 14:06:56 GMT

So I signed up for NFCU, I was wondering if anyone had experience with e-checking. I don't have Direct Deposit going to the e-checking account, but I'll have ACH transfer from my State Farm Checking, and I'll have a deposit from WePay.com every month, as my tenants have chose to use WePay to pay their rent.

Does anyone know if these count for direct deposit?

Also considering apping for NavCheck later this yr or Jan next yr.

Thanks!

Re: Direct Deposit Question for NFCU

llecs — Mon, 02 Jul 2012 14:59:31 GMT

Bumping for others. I know that transferring from other accounts won't work. I used to do that and still kept receiving offers to set up direct deposit. On the latter, I dunno. I have direct deposit and it shows up in the statement as direct deposit. And on the day of the direct deposit, it'll show a new box above my balances saying something like "Direct Deposit Pending" with the amount.

Re: Direct Deposit Question for NFCU

Revelate — Mon, 02 Jul 2012 15:31:46 GMT

I have no useful info in this case, but is there any reason you couldn't split your direct deposit to send partial (whatever their minimum is for whatever bonus you're looking for) to the NFCU account? Pretty much every employer I've ever worked for, and there's been a slew of them, had the ability to split between two accounts, and sometimes three. Since so many use ADP anyway or a similar service I suppose that's not surprising.

Re: Direct Deposit Question for NFCU

webhopper — Mon, 02 Jul 2012 16:35:03 GMT

That would be easy to do revelate except for the fact that my Human resource rep is very rude and I just changed my direct deposit back in Nov last year and had to put up with her attitude. I am a conflict avoider and I don't want to deal with her. If dealing with her is my only option, then I will.

Re: Direct Deposit Question for NFCU

webhopper — Tue, 03 Jul 2012 05:05:14 GMT

Update. The $2200 I transferred from state farm bank is showing up as a pending direct deposit. I will update when I do the transfer from wepay

Re: Direct Deposit Question for NFCU

Anonymous — Tue, 03 Jul 2012 06:30:12 GMT

@webhopper wrote:
That would be easy to do revelate except for the fact that my Human resource rep is very rude and I just changed my direct deposit back in Nov last year and had to put up with her attitude. I am a conflict avoider and I don't want to deal with her. If dealing with her is my only option, then I will.

LOL I'm not familar with Human Resources I just yell at my Marines but isn't the Human Resources rep suppose to be like the nice person that listens to everyones problems and stuff? This is cracking me up!!

Re: Direct Deposit Question for NFCU

Revelate — Tue, 03 Jul 2012 15:07:17 GMT

@webhopper wrote:
Update. The $2200 I transferred from state farm bank is showing up as a pending direct deposit. I will update when I do the transfer from wepay

Wierd, wasn't it just a standard ACH? I wonder if that applies to other accounts too or we can even see that. I do know I did a few transfers to a BOFA account recently when I really should've been charged a fee (and we all know BOFA's fee habits allow no leeway) otherwise and I didn't see one on my account. Maybe ACH's do count?

Re: Direct Deposit Question for NFCU

llecs — Tue, 03 Jul 2012 15:31:35 GMT

@Revelate wrote:
@webhopper wrote:
Update. The $2200 I transferred from state farm bank is showing up as a pending direct deposit. I will update when I do the transfer from wepay

Wierd, wasn't it just a standard ACH? I wonder if that applies to other accounts too or we can even see that. I do know I did a few transfers to a BOFA account recently when I really should've been charged a fee (and we all know BOFA's fee habits allow no leeway) otherwise and I didn't see one on my account. Maybe ACH's do count?

Ditto. That is odd. I did transfers from major banks (namely M&T Bank and WF) and other NFCU accts and no mention of a direct deposit was made. Maybe they don't see State Farm as a bank, but an employer? I dunno. From time to time they offered me $$$ to sign up for direct deposit. I wonder if you can get that by making regular deposits via State Farm?

Re: Direct Deposit Question for NFCU

webhopper — Tue, 03 Jul 2012 15:42:44 GMT

I definately see it showing up as a pending direct deposit. Ya human resources is supposed to be nice but ours is aweful. I wanted to drop my daughters insurance and my husband was going to pick her up on his. Crazy devil told me no and three weeks later I told her I was going to call corporate and ask; suddenly she Could get it done for me.

For me if it didn't work I was going to have to change account types. I signed up for.e checking due to Atm fee rebates from non nfcu atms. State farm does this and its nice.

Re: Direct Deposit Question for NFCU

Anonymous — Wed, 04 Jul 2012 19:55:32 GMT

sorry webhopper not trying to go off topic but this is a great thread for us nfcu members. what is e checking? or are you talking about everyday checking? like others have mentioned you could have a portion of your check deposited to your account if you dont want to do that the new app on android or apple phones is awesome too. you can deposit a check right from your phone

Re: Direct Deposit Question for NFCU

webhopper — Thu, 05 Jul 2012 01:55:27 GMT

The e-checking is basically online checking. You can write only 5 paper checks per month. The benefit of e-checking is a rebate of atm fees up to $10 per month.

There isn't a big difference between e-checking and everyday checking, other than the atm rebate.

E-checking is free with either 15 visa check card swipes or a direct deposit per month. I don't use visa debit cards anymore since I now use amex

Re: Direct Deposit Question for NFCU

CribDuchess — Thu, 05 Jul 2012 02:38:59 GMT

@Anonymous wrote:
@webhopper wrote:
That would be easy to do revelate except for the fact that my Human resource rep is very rude and I just changed my direct deposit back in Nov last year and had to put up with her attitude. I am a conflict avoider and I don't want to deal with her. If dealing with her is my only option, then I will.
LOL I'm not familar with Human Resources I just yell at my Marines but isn't the Human Resources rep suppose to be like the nice person that listens to everyones problems and stuff? This is cracking me up!!

As a Human Resources professional for over 20 years, I cringe when I hear or read of an HR person being rude to employees. Employees are the reason we are employed!

Web, can you just turn in your direct deposit stuff directly to your payroll person/department? In most mid-size to larger companies, payroll departments are separate from HR departments and payroll often handles the setting up of direct deposit banking information, as we HR types sometimes make typos!! We can't be trusted with those important details!

Re: Direct Deposit Question for NFCU

webhopper — Thu, 05 Jul 2012 04:18:38 GMT

It would be nice but unfortunately its the same person. Shes had the job for 15 yrs and plans to retire this yr. I think her main issue is that she has the queen bee syndrome where I'm concerned. I don't have any bosses at my facility; I answer to someone else who is way above her head. Plus I'm only 30. She causes me headaches when I require her to do anything different than what she's done for the last 15 yrs. Its a product of age and control and she has nothing to lose. Hr and payroll is the only way she can passive aggressively make me miserable. The other guys who are supervisors there don't have this issue. The ones who have issues are me and another female supervisor. Plant manager wont really do anything stop the issue.

Re: Direct Deposit Question for NFCU

webhopper — Thu, 05 Jul 2012 04:27:50 GMT

There are only 28 people who work at the plant. I'm in charge of health safety security and environmental management systems. The other female supervisor is in charge of quality management systems and she reports to plant manager and the plant manager is 3 tiers down from the president. I'm only two steps down and I basically have the final say about if the plant is even allowed to operate. The chemicals we produce are especially dangerous; so I have to make sure that employees plus the entire metro area is safe. In some ways that means telling hr how to run their show. Our hr lady doesn't like taking direction from a 30 yr old.

Re: Direct Deposit Question for NFCU

webhopper — Tue, 10 Jul 2012 18:14:52 GMT

Update...

The Wepay.com deposit is showing up as "Pending Direct Deposit"

Re: Direct Deposit Question for NFCU

Datx — Sat, 14 Jul 2012 23:59:06 GMT

FYI, I also have NFCU's e-checking, and the few times I did a transfer from my Paypal balance to my NFCU e-checking account, it shows up as a pending direct deposit before it clears. The thing is, I don't know if they really means its a direct deposit. I think it shows that way since its an electronic deposit from another bank or source.

Re: Direct Deposit Question for NFCU

webhopper — Sun, 15 Jul 2012 06:25:15 GMT

@datx

Did you have to pay the monthly fee or did your "direct deposit" from paypal count?

Re: Direct Deposit Question for NFCU

Datx — Mon, 16 Jul 2012 03:33:53 GMT

@webhopper wrote:
@Datx

Did you have to pay the monthly fee or did your "direct deposit" from paypal count?

Well, I actually do have direct deposit with my employer set up to my NFCU account, so I can't say that the paypal transactions count. Just stating that even the few paypal transfers I did to NFCU shows up as a "pending direct deposit" even though it really isnt one. Can't say for sure if NFCU considers these type of transfers as a true DD or not.

Re: Direct Deposit Question for NFCU

webhopper — Mon, 16 Jul 2012 16:33:35 GMT

@Datx wrote:
@webhopper wrote:
@Datx

Did you have to pay the monthly fee or did your "direct deposit" from paypal count?
Well, I actually do have direct deposit with my employer set up to my NFCU account, so I can't say that the paypal transactions count. Just stating that even the few paypal transfers I did to NFCU shows up as a "pending direct deposit" even though it really isnt one. Can't say for sure if NFCU considers these type of transfers as a true DD or not.

Thanks for the input. I'll update my thread once the one month has passed on e-checking... I'll let everyone know if I was charged a monthly maintenance fee or not.

Re: Direct Deposit Question for NFCU

Anonymous — Thu, 15 Aug 2013 04:11:31 GMT

Webhopper, I would like to know what happened with this, did the ACH count as a DD? There is a new promotion that this is relevant to now.
Thank you