topic Re: Who has been soft pulling me - WCIF in General Credit Topics

Who has been soft pulling me - WCIF

Duncanrr — Thu, 12 Jul 2012 15:15:26 GMT

Looking for best place to be able to find out who has been soft pulling me. I have the services here and USAA but the reports only show hard pulls. Where can I find (WCIF) a place that will let me check soft pulls? Do I have to order a full report from one of the CRA's?

Thanks,

Duncan

Re: Who has been soft pulling me - WCIF

Anonymous — Thu, 12 Jul 2012 15:43:09 GMT

Yes, you need full reports from CRAs. If you want a comprehensive list, you'll need to pull from all three. I'm curious. What do you care?

@Duncanrr wrote:
Looking for best place to be able to find out who has been soft pulling me. I have the services here and USAA but the reports only show hard pulls. Where can I find (WCIF) a place that will let me check soft pulls? Do I have to order a full report from one of the CRA's?

Thanks,

Duncan

Re: Who has been soft pulling me - WCIF

Duncanrr — Thu, 12 Jul 2012 16:18:40 GMT

I'm in rebuilding process and I think it would be interesting to see how my soft pulls change as score improves.

Re: Who has been soft pulling me - WCIF

RobertEG — Thu, 12 Jul 2012 20:19:34 GMT

Consumers additionally have the right, under FCRA 609(a)(5), to receive from the CRAs a "record of all inquiries received by the agency during the 1-year period preceeding the request that identified the consumer in connection with a credit or insurance transaction that was not initiated by the consumer,"

That includes inquiries by so-called skip tracers that seek header information, and those related to so-called promotional inquiries for firm offers for credit.

Re: Who has been soft pulling me - WCIF

marty56 — Fri, 13 Jul 2012 08:21:40 GMT

EQ Scorewatch reports soft pulls for your EQ report. Their service is a little pricey and slow.

Re: Who has been soft pulling me - WCIF

Duncanrr — Fri, 13 Jul 2012 19:05:12 GMT

@marty56 wrote:
EQ Scorewatch reports soft pulls for your EQ report. Their service is a little pricey and slow.

I have Score Watch and havent seen any soft pull information there or alerts re the same. Guess I'm not being soft pulled right now.

Re: Who has been soft pulling me - WCIF

marty56 — Sat, 14 Jul 2012 16:15:50 GMT

@Duncanrr wrote:
@marty56 wrote:
EQ Scorewatch reports soft pulls for your EQ report. Their service is a little pricey and slow.
I have Score Watch and havent seen any soft pull information there or alerts re the same. Guess I'm not being soft pulled right now.

There won't be an alert of a soft pull and it has been a few years since I used EQ's service so they may not provide it anymore. Just to double check you are not using MyFICO's Score Watch?

Re: Who has been soft pulling me - WCIF

Duncanrr — Sun, 15 Jul 2012 03:39:19 GMT

Yes. I use SW from this site.

Re: Who has been soft pulling me - WCIF

Anonymous — Sun, 15 Jul 2012 06:00:47 GMT

I use SW also and I never see the soft pulls show up on anything, actually based off what I have read in the forums I'm not sure soft pulls will show up on any report of any sort but possibly on a credit monitoring service that I do not know of but keep checking the post maybe someone know's of one?

Re: Who has been soft pulling me - WCIF

marty56 — Sun, 15 Jul 2012 13:32:24 GMT

You must use EQ's version from their site.

http://www.equifax.com/compare-products/

Re: Who has been soft pulling me - WCIF

Anonymous — Wed, 08 Aug 2012 02:10:51 GMT

TU from tu website shows SP's. I got like 40 on there.

Re: Who has been soft pulling me - WCIF

Anonymous — Wed, 08 Aug 2012 02:15:23 GMT

The EQ site is rediculously slow.