topic Re: Vantage vs Fico in General Credit Topics

Vantage vs Fico

Anonymous — Tue, 26 Jun 2007 15:47:58 GMT

What is the main different between EXPERIAN Vantage Score (directly from their website) and EX fico score from this website?

Other than "Myfico are the only thing you have to worry about."

Re: Vantage vs Fico

Tuscani — Tue, 26 Jun 2007 15:49:10 GMT

Irvin wrote:

What is the main different between EXPERIAN Vantage Score (directly from their website) and EX fico score from this website?

Other than "Myfico are the only thing you have to worry about."

Completely different scoring system and lenders do not use them.

Re: Vantage vs Fico

Anonymous — Tue, 26 Jun 2007 15:49:55 GMT

different scoring models and low to high ranges.

Re: Vantage vs Fico

fused — Tue, 26 Jun 2007 16:46:51 GMT

Irvin wrote:
What is the main different between EXPERIAN Vantage Score (directly from their website) and EX fico score from this website?

Other than "Myfico are the only thing you have to worry about."

Vantage scoring has less emphasis on revolving util and a higher emphasis on credit mix and balances owed (not cc balances necessarily, maybe installment though, nobody really knows).