topic Re: Credit score hasn't changed in General Credit Topics

Credit score hasn't changed

Lemondrops63 — Sat, 25 Aug 2012 10:15:33 GMT

I had One Judgment and three collection deleted from Equifax and three collections from Experian deleted and the same for Trans Union but my credit score hasn't changed?? Any input would be appreciated

Re: Credit score hasn't changed

courtney091082 — Sat, 25 Aug 2012 13:32:07 GMT

Are you checking your Equifax score from this site? I would figure you would surely get something!

Re: Credit score hasn't changed

llecs — Sat, 25 Aug 2012 14:46:33 GMT

@courtney091082 wrote:
Are you checking your Equifax score from this site? I would figure you would surely get something!

Re: Credit score hasn't changed

Lemondrops63 — Sat, 25 Aug 2012 21:36:34 GMT

No- I haven't checked it here. But I have checked it at USAA

Re: Credit score hasn't changed

mschang — Sat, 25 Aug 2012 21:47:31 GMT

i had a CO removed and my FICOs went up ~20 points but my USAA score didn't move. it's actually been stuck for a few weeks now despite getting a number of baddies removed.

Re: Credit score hasn't changed

llecs — Sun, 26 Aug 2012 02:57:15 GMT

OP, ignore USAA's FAKOs. Your FAKO can increase and FICO decrease for the exact same event. Plus, IME, their FAKO doesn't update daily as advertised.

Re: Credit score hasn't changed

Duncanrr — Sun, 26 Aug 2012 04:27:53 GMT

While you can pull a USAA report daily, I've noticed two things:

1. the scores seem to be only updated monthly (mayb bi-weekly at best)

2. it doesnt track monthly payments very well but does track account removals and new accounts quickly.

Duncan

Re: Credit score hasn't changed

Lemondrops63 — Sun, 26 Aug 2012 15:15:08 GMT

Ok- I took everyone's advised and purchased a fico score from here and Equifax's score is the same 577 TransUnion's is 505 and under USAA TransUnions is 595. Wow..what a blow.

Re: Credit score hasn't changed

algorithmslave — Wed, 19 Sep 2012 06:48:20 GMT

@mschang wrote:
i had a CO removed and my FICOs went up ~20 points but my USAA score didn't move. it's actually been stuck for a few weeks now despite getting a number of baddies removed.

Same issue with this crap PlusScore...in addition, the TU score I pull from Lifelock has not changed in months! Static? I think so.....