topic Re: Experian processed my request. in General Credit Topics

Experian processed my request.

Anonymous — Thu, 23 Aug 2012 20:50:21 GMT

I emailed Experian asking them to delete a NCO collection that I paid 6 years ago. They wrote me back and the results say: processed, which means either updated or deleted. So they didn't tell me anything about what occurred.

Re: Experian processed my request.

RobertEG — Thu, 23 Aug 2012 21:26:35 GMT

If you sent an informal email, that is not technically a dispute under FCRA 611(a) unless specifically identified as such. They would thus be under no requirement to conduct a reinvestigation or verify/correct the information.

Their response to your "request" would not be a formal Notice of Results of Reinvestigation, and thus has no requirement to provide anything. It is only informal correspondence.

Re: Experian processed my request.

Anonymous — Mon, 27 Aug 2012 14:22:12 GMT

I hope that EX did not udate it. I think that updating it would be very bad for me. How can I find out what EX to it? Would they tell me if I gave them a phone call?