topic Re: How to get Experian score free? in General Credit Topics

How to get Experian score free?

Anonymous — Sat, 01 Sep 2012 17:12:32 GMT

Ok so I got the scorewatch trial for free...all good there. I got my TU report/FAKO score at Credit Karma free. Now how can I get my Experian one. I don't need my FICO score I know I can't get that, but I just want to see what is on there. Making sure my 2 baddies fell off like they did on my EQ and TU reports. Is there a free way to see it? I've already used up my free one on AnnualCR.com.

Thanks!!

Re: How to get Experian score free?

Revelate — Sat, 01 Sep 2012 17:54:55 GMT

Credit Sesame and Quizzle both poll EX for report data, and are free unless you signup for their additional services. Think CS updates monthly, Quizzle is something like every six months so I don't really use it.

Re: How to get Experian score free?

DaveSignal — Sat, 01 Sep 2012 20:03:03 GMT

For an EX FICO, you would need to apply for a new tradeline that pulls EX. After the app, the creditor will give you your EX score. My EX FICO is from the last two apps I did, BoA and SDFCU, both of which pulled EX and gave me my FICO.

Re: How to get Experian score free?

Anonymous — Sun, 02 Sep 2012 11:59:39 GMT

Thanks for the replies, exactly what I was looking to know!

Re: How to get Experian score free?

jsucool76 — Mon, 03 Sep 2012 18:52:49 GMT

I also believe if you're a member of PSECU (I think it's them at least) you get a free EX Fico score from them, similar to walmarts free FICO TU08 score.

Many members have gotten access to the score by simply opening up a savings or checking account with a small minimum deposit.

Re: How to get Experian score free?

DaveSignal — Mon, 03 Sep 2012 19:11:36 GMT

@jsucool76 wrote:

Many members have gotten access to the score by simply opening up a savings or checking account with a small minimum deposit.

PSECU have made it harder to get in now. I have tried. I am pretty sure you need to live in PA and be employed at a specific organization or a student/alumni at a specific school. I have lived in PA once before, but that doesn't count. My brother graduated Penn State, but thats not one of the eligible schools. They are pretty exclusive.

Re: How to get Experian score free?

John060675 — Tue, 04 Sep 2012 01:50:23 GMT

Any hope that Experian will ever start allowing us to buy their credit report thru FICO again?