topic Re: Best Way to view accurate scores! in General Credit Topics

Best Way to view accurate scores!

Anonymous — Thu, 13 Sep 2012 00:50:36 GMT

Hey Friends,

I am in the middle of really RE-BUILDING my credit scores, but I have found that when I pull my scores it seems like I get different scores from different sites with different listing under each one lol which of course in this phase can be very confusing. My question is what do feel is the best way to view these reports? I know nothing is perfect but I would like to come as close as possible to the accurate score.

Thanks for helping me,

Re: Best Way to view accurate scores!

Anonymous — Thu, 13 Sep 2012 01:05:24 GMT

The equifax fico score sold here is pretty much the most accurate (read:fico) score available for purchase. It is a current version of the fico scoring model that is very similar to what a lender would see when they pull your report. The transunion report sold here is slightly less accurate since it it an older version of fico that is no longer used by most lenders, but is still more accurate than any score you would obtain elsewhere

Re: Best Way to view accurate scores!

Anonymous — Thu, 13 Sep 2012 01:28:11 GMT

@Anonymous wrote:
Hey Friends,

I am in the middle of really RE-BUILDING my credit scores, but I have found that when I pull my scores it seems like I get different scores from different sites with different listing under each one lol which of course in this phase can be very confusing. My question is what do feel is the best way to view these reports? I know nothing is perfect but I would like to come as close as possible to the accurate score.

Thanks for helping me,

There are lots a scores, FICO being the most accepted and considered most accurate. And that is 3 scores, one for each CR.

I think it is more important to review your CR ( 3 credit reports). Learn what the basics of what is in the score and go from there to build good credit history.

Re: Best Way to view accurate scores!

Anonymous — Thu, 13 Sep 2012 13:42:51 GMT

Thanks for the help