topic Re: CA Files Electronically with CBs on the 20th - So How Long.... in General Credit Topics

CA Files Electronically with CBs on the 20th - So How Long....

Anonymous — Thu, 20 Sep 2012 19:21:11 GMT

Me again. Sorry!

When the CA told me they were going to file a deletion with the CBs, they said they did it electronically on the 20th of the month. The letter I have from them says the process can take "up to 6 weeks" (but does not mention the 20th). If they file electronically with the CBs on the 20th, how long does it take for that information to show up on a report? I am hoping the "up to 6 weeks" is for the folks who get a deletion letter right after the 20th. Although that still doesn't add up to 6 weeks. ???

Re: CA Files Electronically with CBs on the 20th - So How Long....

apandabear — Thu, 20 Sep 2012 21:15:26 GMT

Eh, I had a paid collection that took a long time (in credit-rebuilding terms).

EQ deleted 3-ish weeks after the GW acceptance letter.

EX deleted 3-4 weeks after EQ.

TU deleted 3-4 weeks after EX.

It really depends on the CRA and its mood at the time.

They are quick to report a late payment or a collection, but slow to remove them.

Good luck.. And don't get too worried about it. If 6 weeks rolls around, and it hasn't deleted from even EX (generally the fastest, except in my case. haha), then worry about contacting the CA.