topic Re: anybody ever see a fico score below 400? in General Credit Topics

anybody ever see a fico score below 400?

Anonymous — Fri, 21 Sep 2012 03:35:33 GMT

I've been told by some in the business that they've seen pages of baddies, and yet, a lot of them still remain above 500...so I"m wondering, what would one have to do to go this low, and do you know someone who has? It seems as if you'd have to really try hard and some in b/t to hit rock bottom on every single category

Re: anybody ever see a fico score below 400?

jsucool76 — Fri, 21 Sep 2012 04:04:43 GMT

I've seen people in the 400s...Don't think I've ever seen anyone under 400.

Re: anybody ever see a fico score below 400?

Anonymous — Fri, 21 Sep 2012 12:24:25 GMT

Yes, I sell cars and I saw a handfull in the 300s...one was in the 330s

Re: anybody ever see a fico score below 400?

Anonymous — Fri, 21 Sep 2012 13:44:10 GMT

I once had scores in the 350s. That was from when I had a very long illness and defaulted on absolutely everything. Those were very dark days. I almost lost a job opportunity because of it (at a credit union!), but luckily my education trumped my credit score. I'm so glad that those times are far, far behind me.

Re: anybody ever see a fico score below 400?

aussiesareforever — Fri, 21 Sep 2012 17:47:59 GMT

@Anonymous wrote:
I once had scores in the 350s. That was from when I had a very long illness and defaulted on absolutely everything. Those were very dark days. I almost lost a job opportunity because of it (at a credit union!), but luckily my education trumped my credit score. I'm so glad that those times are far, far behind me.

Great story Lithium. Thanks for sharing. I know it will be an inspiration to many!

Re: anybody ever see a fico score below 400?

Shogun — Sat, 22 Sep 2012 14:31:14 GMT

@Anonymous wrote:
I once had scores in the 350s. That was from when I had a very long illness and defaulted on absolutely everything. Those were very dark days. I almost lost a job opportunity because of it (at a credit union!), but luckily my education trumped my credit score. I'm so glad that those times are far, far behind me.

Good for you!!! Hope you're better now.

Re: anybody ever see a fico score below 400?

Anonymous — Sun, 23 Sep 2012 19:00:09 GMT

Sorry to hear about your past troubles, but am glad to hear your much better off now! While I'm pretty sure that I never got below 400, I had terrible credit for quite a while as well, so I know how you feel in being relieved to be past that now.