topic X2 3 hard pulls dropped my insurance rating from an A t... in General Credit Topics

LOL Credit Karma Vantage score VS Transrisk.

distantarray — Mon, 12 Nov 2012 09:49:44 GMT

I gained 8 points 702 to 710 for my Transrisk score for going from 0% utility to 1% and LOST 22 points 802 to 782 vantage score for the same

Re: LOL Credit Karma Vantage score VS Transrisk.

Shogun — Mon, 12 Nov 2012 11:00:53 GMT

Don't feel bad, everytime my scores go up on CK, my Insurance rating goes down. Guess people with good scores are bad drivers. haha

Re: LOL Credit Karma Vantage score VS Transrisk.

ds3 — Mon, 12 Nov 2012 14:20:59 GMT

@Shogun wrote:
Don't feel bad, everytime my scores go up on CK, my Insurance rating goes down. Guess people with good scores are bad drivers. haha

I don't get that at all...my CK insurance score has dropped over 120 points simce July. I have had a perfect driving record for 20+ years, and pay next to nothing for car insurance. CK is the antithesis of every other CRA out there. I am always glad when my score drops, because I know it went up everywhere else.

Re: LOL Credit Karma Vantage score VS Transrisk.

swpopham — Mon, 12 Nov 2012 15:11:14 GMT

Inquires kill your insurance score

X2 3 hard pulls dropped my insurance rating from an A t...

Anonymous — Mon, 12 Nov 2012 16:41:11 GMT

3 hard pulls dropped my insurance rating from an A to a C

Re: LOL Credit Karma Vantage score VS Transrisk.

guydiver — Tue, 13 Nov 2012 01:12:14 GMT

@distantarray wrote:
I gained 8 points 702 to 710 for my Transrisk score for going from 0% utility to 1% and LOST 22 points 802 to 782 vantage score for the same

Gotta love those Fako scores.

Re: LOL Credit Karma Vantage score VS Transrisk.

GregB — Tue, 13 Nov 2012 03:07:26 GMT

I wonder how much the Auto Insurance Score at CK has to do with credit. Mine is an absolutely flat line at 928. No change at all, ever. My CK Transrisk during the same period has varied by 60 points and my Vantage by 59. Of course, the Transrisk and Vantage have frequently moved in different directions for the same report change.

Re: LOL Credit Karma Vantage score VS Transrisk.

Shogun — Tue, 13 Nov 2012 03:56:12 GMT

My Transrisk goes up, my auto insurance goes down. Like clockwork. When I had crappy credit, it was high, now that I've got it all cleaned up, it's poor. Go figure.

Re: LOL Credit Karma Vantage score VS Transrisk.

Walt_K — Tue, 13 Nov 2012 14:34:43 GMT

It's unsurprising that two different scoring systems would move in opposite directions? For example, there can be honest disagreement on whether someone with zero utilization or 5% utilization presents a greater risk of default.