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    <title>topic Re: myFICO Holiday Spending Survey in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1705074#M168004</link>
    <description>Done! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
    <pubDate>Sat, 17 Nov 2012 03:23:11 GMT</pubDate>
    <dc:creator>Epcot</dc:creator>
    <dc:date>2012-11-17T03:23:11Z</dc:date>
    <item>
      <title>myFICO Holiday Spending Survey</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1704614#M168000</link>
      <description>&lt;P&gt;Hey all -- we've got a new myFICO survey that concerns holiday spending, and how you plan to manage your credit and budget for the big shopping season.&lt;/P&gt;
&lt;P&gt;&amp;nbsp;&lt;/P&gt;
&lt;P&gt;You can take the survey here:&amp;nbsp;&lt;/P&gt;
&lt;P&gt;&amp;nbsp;&lt;/P&gt;
&lt;P&gt;&lt;A href="http://www.surveymonkey.com/s/NK6T9JB" target="_blank"&gt;http://www.surveymonkey.com/s/NK6T9JB&lt;/A&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 16 Nov 2012 23:53:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1704614#M168000</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-11-16T23:53:10Z</dc:date>
    </item>
    <item>
      <title>Re: myFICO Holiday Spending Survey</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1704984#M168001</link>
      <description>&lt;P&gt;I took it!&lt;/P&gt;</description>
      <pubDate>Sat, 17 Nov 2012 02:43:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1704984#M168001</guid>
      <dc:creator>Shogun</dc:creator>
      <dc:date>2012-11-17T02:43:02Z</dc:date>
    </item>
    <item>
      <title>Re: myFICO Holiday Spending Survey</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1705036#M168003</link>
      <description>&lt;P&gt;Me too&lt;/P&gt;</description>
      <pubDate>Sat, 17 Nov 2012 03:04:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1705036#M168003</guid>
      <dc:creator>Kidcat</dc:creator>
      <dc:date>2012-11-17T03:04:03Z</dc:date>
    </item>
    <item>
      <title>Re: myFICO Holiday Spending Survey</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1705074#M168004</link>
      <description>Done! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Sat, 17 Nov 2012 03:23:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1705074#M168004</guid>
      <dc:creator>Epcot</dc:creator>
      <dc:date>2012-11-17T03:23:11Z</dc:date>
    </item>
    <item>
      <title>Re: myFICO Holiday Spending Survey</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1705296#M168008</link>
      <description>I took it and that was fun thanks Sarah!</description>
      <pubDate>Sat, 17 Nov 2012 06:09:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1705296#M168008</guid>
      <dc:creator>webhopper</dc:creator>
      <dc:date>2012-11-17T06:09:16Z</dc:date>
    </item>
    <item>
      <title>Re: myFICO Holiday Spending Survey</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1705852#M168013</link>
      <description>&lt;P&gt;Shouldn't question 4 have another answer choice?&lt;/P&gt;</description>
      <pubDate>Sat, 17 Nov 2012 19:47:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1705852#M168013</guid>
      <dc:creator>HiLine</dc:creator>
      <dc:date>2012-11-17T19:47:56Z</dc:date>
    </item>
    <item>
      <title>Re: myFICO Holiday Spending Survey</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1705924#M168015</link>
      <description>Took it</description>
      <pubDate>Sat, 17 Nov 2012 20:22:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1705924#M168015</guid>
      <dc:creator>beb86</dc:creator>
      <dc:date>2012-11-17T20:22:05Z</dc:date>
    </item>
    <item>
      <title>Re: myFICO Holiday Spending Survey</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1705958#M168016</link>
      <description>Took it but I have an arrangement with my family. They don't buy me anything and I don't buy them anything. I'm saving it all for my late January vacation. I buy my own present.LOL</description>
      <pubDate>Sat, 17 Nov 2012 20:44:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1705958#M168016</guid>
      <dc:creator>Cageym</dc:creator>
      <dc:date>2012-11-17T20:44:14Z</dc:date>
    </item>
    <item>
      <title>Re: myFICO Holiday Spending Survey</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1706180#M168020</link>
      <description>&lt;P&gt;If I take it can I get a higher forum rank? &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Took it &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 17 Nov 2012 23:06:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1706180#M168020</guid>
      <dc:creator>jsucool76</dc:creator>
      <dc:date>2012-11-17T23:06:19Z</dc:date>
    </item>
    <item>
      <title>Re: myFICO Holiday Spending Survey</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1706498#M168025</link>
      <description>&lt;P&gt;I took the survey and yes i like taking surveys&lt;/P&gt;</description>
      <pubDate>Sun, 18 Nov 2012 04:13:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1706498#M168025</guid>
      <dc:creator>wallyworld123</dc:creator>
      <dc:date>2012-11-18T04:13:12Z</dc:date>
    </item>
    <item>
      <title>Re: myFICO Holiday Spending Survey</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1706580#M168027</link>
      <description>&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/529716"&gt;@jsucool76&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;If I take it can I get a higher forum rank? &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Took it &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;haha +1&lt;/P&gt;</description>
      <pubDate>Sun, 18 Nov 2012 05:10:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1706580#M168027</guid>
      <dc:creator>beb86</dc:creator>
      <dc:date>2012-11-18T05:10:33Z</dc:date>
    </item>
    <item>
      <title>Re: myFICO Holiday Spending Survey</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1706596#M168028</link>
      <description>&lt;P&gt;Think the "0 extra months to pay" needs to be an answer, but my holiday shopping mostly for me myself and I and limited gifts for my surrogate niece and nephew is pretty limited financially anyway &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Oh to have a life instead of taking surveys on Saturday night!&lt;/P&gt;</description>
      <pubDate>Sun, 18 Nov 2012 05:20:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1706596#M168028</guid>
      <dc:creator>Revelate</dc:creator>
      <dc:date>2012-11-18T05:20:45Z</dc:date>
    </item>
    <item>
      <title>Re: myFICO Holiday Spending Survey</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1706600#M168029</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/534281"&gt;@Revelate&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Think the "0 extra months to pay" needs to be an answer, but my holiday shopping mostly for me myself and I and limited gifts for my surrogate niece and nephew is pretty limited financially anyway &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Oh to have a life instead of taking surveys on Saturday night!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;I ditto the sentiment about having a life on Saturday. Unfortunately I'm home sick</description>
      <pubDate>Sun, 18 Nov 2012 05:28:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1706600#M168029</guid>
      <dc:creator>webhopper</dc:creator>
      <dc:date>2012-11-18T05:28:30Z</dc:date>
    </item>
    <item>
      <title>Re: myFICO Holiday Spending Survey</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1706616#M168031</link>
      <description>&lt;P&gt;Completed!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 18 Nov 2012 05:45:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1706616#M168031</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-11-18T05:45:31Z</dc:date>
    </item>
    <item>
      <title>Re: myFICO Holiday Spending Survey</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1706774#M168038</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/633068"&gt;@HiLine&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Shouldn't question 4 have another answer choice?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;+1&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;There is no option for no increase in time even though a later question has the option of "I pay off the CC balance in full".&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Totally foolish to pay interest on optional purchases like gifts.&lt;/P&gt;</description>
      <pubDate>Sun, 18 Nov 2012 15:06:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1706774#M168038</guid>
      <dc:creator>GregB</dc:creator>
      <dc:date>2012-11-18T15:06:30Z</dc:date>
    </item>
    <item>
      <title>Re: myFICO Holiday Spending Survey</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1706876#M168040</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/24333"&gt;@GregB&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/633068"&gt;@HiLine&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Shouldn't question 4 have another answer choice?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;+1&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;There is no option for no increase in time even though a later question has the option of "I pay off the CC balance in full".&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Totally foolish to pay interest on optional purchases like gifts.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;+1 - I wish every question had the option "I ONLY USE CREDIT CARDS FOR REWARDS MWAAHAHAHA!" lol xD&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 18 Nov 2012 16:22:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1706876#M168040</guid>
      <dc:creator>jsucool76</dc:creator>
      <dc:date>2012-11-18T16:22:28Z</dc:date>
    </item>
    <item>
      <title>Re: myFICO Holiday Spending Survey</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1707608#M168043</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/503388"&gt;@webhopper&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/534281"&gt;@Revelate&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Think the "0 extra months to pay" needs to be an answer, but my holiday shopping mostly for me myself and I and limited gifts for my surrogate niece and nephew is pretty limited financially anyway &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Oh to have a life instead of taking surveys on Saturday night!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;I ditto the sentiment about having a life on Saturday. Unfortunately I'm home sick&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Hope u feel better!&lt;/P&gt;</description>
      <pubDate>Mon, 19 Nov 2012 02:48:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1707608#M168043</guid>
      <dc:creator>wallyworld123</dc:creator>
      <dc:date>2012-11-19T02:48:51Z</dc:date>
    </item>
    <item>
      <title>Re: myFICO Holiday Spending Survey</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1708314#M168049</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/534281"&gt;@Revelate&lt;/a&gt; wrote:&lt;BR /&gt;
&lt;P&gt;Think the "0 extra months to pay" needs to be an answer, but my holiday shopping mostly for me myself and I and limited gifts for my surrogate niece and nephew is pretty limited financially anyway &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;
&lt;P&gt;&amp;nbsp;&lt;/P&gt;
&lt;P&gt;Oh to have a life instead of taking surveys on Saturday night!&lt;/P&gt;
&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;
&lt;P&gt;Excellent point - a fourth option has been added for question 4 &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 19 Nov 2012 18:32:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1708314#M168049</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2012-11-19T18:32:13Z</dc:date>
    </item>
    <item>
      <title>Re: myFICO Holiday Spending Survey</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1710810#M168082</link>
      <description>&lt;P&gt;survey taken &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 20 Nov 2012 21:43:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1710810#M168082</guid>
      <dc:creator>wreith</dc:creator>
      <dc:date>2012-11-20T21:43:01Z</dc:date>
    </item>
    <item>
      <title>IRe: myFICO Holiday Spending Survey</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1712888#M168100</link>
      <description>&lt;P&gt;I did it!&lt;/P&gt;</description>
      <pubDate>Thu, 22 Nov 2012 02:50:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/myFICO-Holiday-Spending-Survey/m-p/1712888#M168100</guid>
      <dc:creator>jamie123</dc:creator>
      <dc:date>2012-11-22T02:50:29Z</dc:date>
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