topic How long before creditors report to reporting agencies? in General Credit Topics

How long before creditors report to reporting agencies?

Anonymous — Sun, 18 Nov 2012 07:55:35 GMT

I paid off several credit cards (including Citi, WF) on10/25.

Two questions: a. when can I expect to see the new balances reflected on my credit report?

b. since I don't want to pay for a report or score just yet, when can I see this reflected on say, credit sesame, quizzle or credit karma?

Thanks!

Re: How long before creditors report to reporting agencies?

Shogun — Sun, 18 Nov 2012 14:49:55 GMT

It just depends when the creditors post to the CRAs. I'm not sure how it works with Quizzle, but you can update CK daily and CS only updates once a month.

Re: How long before creditors report to reporting agencies?

ac921ol — Mon, 19 Nov 2012 21:08:15 GMT

do those sites not hurt your score when you pull them up??? CK?

Re: How long before creditors report to reporting agencies?

nicholasyud — Tue, 20 Nov 2012 15:18:55 GMT

@ac921ol wrote:
do those sites not hurt your score when you pull them up??? CK?

No not at all.

a. CC company usually report to CRA after couple day when your new Statement arrived. AKA billing cycle day.