https://ficoforums.myfico.com/t5/General-Credit-Topics/Cap1-or-BOA/m-p/1745700#M168617 <P>IMO, none of the above. I banked with all 3 (WF included) and don't like any of them. Aim for a local bank or CU; where they'd know you by name vs. another digit.</P> Tue, 11 Dec 2012 22:16:25 GMT llecs 2012-12-11T22:16:25Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Cap1-or-BOA/m-p/1745470#M168616 <P>Ok guys so far everyone on here has shot me strait answers and now I have another....I just told Wells Fargo to stick it after 7 years of banking, so my question is do I go with BOA or Cap1, I direct deposit around $3200 a month and only use my debit card to pay everything either online or in person. I currently have a secured Cap1 card if that matters. Who is the better person to bank with, I'm also working on credit as well if that matters.&nbsp;</P><P>&nbsp;</P><P>Thanks guys for any input.</P> Tue, 11 Dec 2012 20:16:48 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Cap1-or-BOA/m-p/1745470#M168616 Sneekn4u 2012-12-11T20:16:48Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Cap1-or-BOA/m-p/1745700#M168617 <P>IMO, none of the above. I banked with all 3 (WF included) and don't like any of them. Aim for a local bank or CU; where they'd know you by name vs. another digit.</P> Tue, 11 Dec 2012 22:16:25 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Cap1-or-BOA/m-p/1745700#M168617 llecs 2012-12-11T22:16:25Z