topic Re: Strange Identity Verification Question? in General Credit Topics

Strange Identity Verification Question?

QAMngrGirl — Sun, 16 Dec 2012 16:18:50 GMT

When I was approved online for a Macy's store card I had to call the Customer Service # to verify my identity before I could use it to pay for my purchase. No big deal, actually kind of reassuring. But anyways, one of the questions she asked me was "What color was the Suzuki you were responsible for?" I was a co-signer for my mother on this car 16 years ago, it's definitely not on any credit report I have pulled in the last 10+ years so... Where would this info be available to Macy's??

Re: Strange Identity Verification Question?

llecs — Sun, 16 Dec 2012 16:52:46 GMT

It's a known fact that creditors will often use info outside the 3 CRAs. Some use verifying info via LexisNexus. I'm guessing that could be their source?

Re: Strange Identity Verification Question?

QAMngrGirl — Sun, 16 Dec 2012 17:02:59 GMT

I knew there were other databases/sources used I just didn't realize the length of history available was so long

Re: Strange Identity Verification Question?

RobertEG — Sun, 16 Dec 2012 17:18:13 GMT

DMV title.

Re: Strange Identity Verification Question?

sphinx313 — Mon, 17 Dec 2012 00:38:05 GMT

I was asked today the "exact" date I opened a certain checking account.....I was like is this a serious question and if so is there another option?

Re: Strange Identity Verification Question?

QAMngrGirl — Mon, 17 Dec 2012 01:10:39 GMT

She also asked if knew any of the 5 names she listed (I hadn't), just weird to me but I was approved